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ZipNumbers

Cumberland County · Maine

ZIP code 04108

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04108 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
788

ZCTA residents

Median income
$84,120

Household, past 12 months

Median home
$488,400

Owner-occupied value

Sales tax
5.5%

Combined state + local

Quick answer

ZIP 04108 sits in Cumberland County, Maine and is home to 788 people. Median household income is $84,120, the median home is worth $488,400 and median gross rent is $1,484. 86.7% of households own their home, and purchases are taxed at 5.5% combined.

County
Cumberland County

FIPS 23005

State
Maine (ME)

427 ZIPs covered

Area codes
207

NANPA codes serving this area

Metro area
Portland

Rate jurisdiction used for tax

The numbers for 04108

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
788ZIP 04108 residents
Median household income
$84,120Past 12 months, inflation adjusted
Median home value
$488,400Owner-occupied units
Median gross rent
$1,484Rent plus utilities, monthly
Median age
60 yrsAll residents
Homeownership rate
86.7%Owner-occupied households

Sales tax in 04108

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%Portland jurisdiction stack
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

This ZIP falls inside the Portland rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
5.8×Home value ÷ household income
Est. mortgage
$2,534/mo20% down, 30-yr at 6.75%
Poverty rate
15.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04108 compares

ZIP 04108 against the median ZIP in Cumberland County and across Maine.

MeasureZIP 04108County medianState medianvs state
Median household income$84,120$87,399$65,739+28%
Median home value$488,400$426,300$230,650+112%
Median gross rent$1,484$1,435$983+51%
Population7884,5481,489-47%

Medians are computed across the 38 ZIP areas in Cumberland County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

richer than 79% of 396 state ZIPs

#82
Home value

above 93% of 402 state ZIPs

#29
Population

larger than 30% of 427 state ZIPs

#297

Comparable ZIP codes

Maine ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
04072York County$84,328$370,300$1,268
04090York County$83,900$445,800$1,313
04660Hancock County$83,750$474,800$1,111
04985Somerset County$83,750$261,500
04106Cumberland County$83,744$403,500$1,642
04847Knox County$83,462$301,500$1,122

Nearby ZIP codes

Other ZIP codes filed under Cumberland County.

ZIP 04108 questions

Common questions about this ZIP code.

Where is ZIP code 04108?
ZIP 04108 lies mostly in Cumberland County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04108?
Purchases are taxed at 5.5% combined, built from the Portland jurisdiction stack.
Is 04108 expensive to live in?
Median rent runs $1,484 a month, about 21% of median household income, and the median home is worth $488,400+112% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04108, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.