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ZipNumbers

Cumberland County · Maine

ZIP code 04096

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04096 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
9,006

ZCTA residents

Median income
$107,911

Household, past 12 months

Median home
$572,700

Owner-occupied value

Sales tax
5.5%

Maine state rate

Quick answer

ZIP 04096 sits in Cumberland County, Maine and is home to 9,006 people. Median household income is $107,911, the median home is worth $572,700 and median gross rent is $1,709. 76.6% of households own their home, and purchases are taxed at 5.5% (Maine state rate).

County
Cumberland County

FIPS 23005

State
Maine (ME)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 04096

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
9,006ZIP 04096 residents
Median household income
$107,911Past 12 months, inflation adjusted
Median home value
$572,700Owner-occupied units
Median gross rent
$1,709Rent plus utilities, monthly
Median age
41.1 yrsAll residents
Homeownership rate
76.6%Owner-occupied households

Sales tax in 04096

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
5.3×Home value ÷ household income
Est. mortgage
$2,972/mo20% down, 30-yr at 6.75%
Poverty rate
9.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04096 compares

ZIP 04096 against the median ZIP in Cumberland County and across Maine.

MeasureZIP 04096County medianState medianvs state
Median household income$107,911$87,399$65,739+64%
Median home value$572,700$426,300$230,650+148%
Median gross rent$1,709$1,435$983+74%
Population9,0064,5481,489+505%

Medians are computed across the 38 ZIP areas in Cumberland County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

richer than 95% of 396 state ZIPs

#20
Home value

above 96% of 402 state ZIPs

#16
Population

larger than 92% of 427 state ZIPs

#35

Comparable ZIP codes

Maine ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
04260Cumberland County$107,781$316,800$1,270
04650Hancock County$106,964$334,300
04032Cumberland County$108,864$445,800$1,436
03909York County$108,889$589,400$1,438
04978Somerset County$105,694$231,300$1,107
04038Cumberland County$110,181$426,300$1,567

Nearby ZIP codes

Other ZIP codes filed under Cumberland County.

ZIP 04096 questions

Common questions about this ZIP code.

Where is ZIP code 04096?
ZIP 04096 lies mostly in Cumberland County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04096?
Maine charges 5.5% statewide.
Is 04096 expensive to live in?
Median rent runs $1,709 a month, about 19% of median household income, and the median home is worth $572,700+148% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04096, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.