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Bergen County · New Jersey

ZIP code 07606

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 07606 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,771

ZCTA residents

Median income
$82,750

Household, past 12 months

Median home
$514,700

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 07606 sits in Bergen County, New Jersey and is home to 2,771 people. Median household income is $82,750, the median home is worth $514,700 and median gross rent is $1,906. 51.4% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Bergen County

FIPS 34003

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 07606

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,771ZIP 07606 residents
Median household income
$82,750Past 12 months, inflation adjusted
Median home value
$514,700Owner-occupied units
Median gross rent
$1,906Rent plus utilities, monthly
Median age
36.8 yrsAll residents
Homeownership rate
51.4%Owner-occupied households

ZIP 07606 in context

How this area compares with national benchmarks.

ZIP 07606 is a small town in Bergen County, New Jersey, with 2,771 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #494 of 598 ranked by population — larger than 17% of them. The median age here is 36.8 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 07606 earn a median of $82,750 a year, 5.4% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 15.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 07606 is valued at $514,700, 69.6% above the national figure, while median gross rent runs $1,906 a month, 35.6% above the national figure, or roughly $22,872 across a full year. A household on the local median income would put about 27.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.2×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 51.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Home values sit at 6.2× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 07606 in context

How 07606 sits inside Bergen County and New Jersey.

ZIP 07606 is tabulated inside Bergen County, New Jersey, one of 66 ZIP areas the Census publishes for that county and 598 across New Jersey. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 07606 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 07606 reports a median household income of $82,750, 39% below the $136,069 county median, and 24% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $514,700, 13% below the county figure and 21% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,906 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 07606.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 07606 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 07606

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
28%Median rent ÷ median income
Price-to-income
6.2×Home value ÷ household income
Est. mortgage
$2,671/mo20% down, 30-yr at 6.75%
Poverty rate
15.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 07606 compares

ZIP 07606 against the median ZIP in Bergen County and across New Jersey.

MeasureZIP 07606County medianState medianvs state
Median household income$82,750$136,069$109,182-24%
Median home value$514,700$588,800$423,950+21%
Median gross rent$1,906$1,929$1,718+11%
Population2,77111,57610,128-73%

Medians are computed across the 66 ZIP areas in Bergen County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 20% of 563 state ZIPs

#451
Home value

above 67% of 562 state ZIPs

#186
Population

larger than 17% of 598 state ZIPs

#494

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
07203Union County$82,967$336,500$1,499
08330Atlantic County$82,981$230,700$1,576
07057Bergen County$82,422$493,700$1,568
07032Hudson County$83,212$431,700$1,649
07601Bergen County$82,212$370,300$1,794
08028Gloucester County$81,993$278,500$1,554

Nearby ZIP codes

Other ZIP codes filed under Bergen County.

Adjacent ZIP Codes

Other ZIP codes in Bergen County, New Jersey.

ZIP 07606 questions

Common questions about this ZIP code.

Where is ZIP code 07606?
ZIP 07606 lies mostly in Bergen County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 07606?
New Jersey charges 6.625% statewide.
Is 07606 expensive to live in?
Median rent runs $1,906 a month, about 28% of median household income, and the median home is worth $514,700 — +21% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 07606, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.