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Passaic County · New Jersey

ZIP code 07505

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 07505 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,617

ZCTA residents

Median income
$33,311

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 07505 sits in Passaic County, New Jersey and is home to 4,617 people. Median household income is $33,311, the median home is worth — and median gross rent is $1,113. 1.6% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Passaic County

FIPS 34031

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 07505

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,617ZIP 07505 residents
Median household income
$33,311Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
$1,113Rent plus utilities, monthly
Median age
37.5 yrsAll residents
Homeownership rate
1.6%Owner-occupied households

ZIP 07505 in context

How this area compares with national benchmarks.

ZIP 07505 is a small town in Passaic County, New Jersey, with 4,617 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #436 of 598 ranked by population — larger than 27% of them. The median age here is 37.5 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 07505 earn a median of $33,311 a year, 57.6% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 43.5% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 07505 is valued at not published, while median gross rent runs $1,113 a month, 20.8% below the national figure, or roughly $13,356 across a full year. A household on the local median income would put about 40.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is severely stretched — a median-income renter clears the cost-burden line by a wide margin before utilities beyond the gross-rent definition. 1.6% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

The Census withheld home value for ZIP 07505 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 07505 in context

How 07505 sits inside Passaic County and New Jersey.

ZIP 07505 is tabulated inside Passaic County, New Jersey, one of 27 ZIP areas the Census publishes for that county and 598 across New Jersey. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 07505 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 07505 reports a median household income of $33,311, 68% below the $104,122 county median, and 69% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,113 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 07505.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 07505 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 07505

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
40%Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
43.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 07505 compares

ZIP 07505 against the median ZIP in Passaic County and across New Jersey.

MeasureZIP 07505County medianState medianvs state
Median household income$33,311$104,122$109,182-69%
Median home value—$399,900$423,950—
Median gross rent$1,113$1,696$1,718-35%
Population4,61714,67610,128-54%

Medians are computed across the 27 ZIP areas in Passaic County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 0% of 563 state ZIPs

#562
Home value

Not published

—
Population

larger than 27% of 598 state ZIPs

#436

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
07108Essex County$33,960$326,900$1,098
07114Essex County$34,167$384,700$616
08102Camden County$30,895$79,500$1,057
08401Atlantic County$36,375$189,600$1,086
08104Camden County$36,566$87,600$1,105
07102Essex County$37,093$293,900$1,141

Nearby ZIP codes

Other ZIP codes filed under Passaic County.

Adjacent ZIP Codes

Other ZIP codes in Passaic County, New Jersey.

ZIP 07505 questions

Common questions about this ZIP code.

Where is ZIP code 07505?
ZIP 07505 lies mostly in Passaic County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 07505?
New Jersey charges 6.625% statewide.
Is 07505 expensive to live in?
Median rent runs $1,113 a month, about 40% of median household income, and the median home is worth — — — against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 07505, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.