Skip to content
ZipNumbers

Clay County · Missouri

ZIP code 64048

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 64048 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,372

ZCTA residents

Median income
$101,193

Household, past 12 months

Median home
$300,400

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 64048 sits in Clay County, Missouri and is home to 4,372 people. Median household income is $101,193, the median home is worth $300,400 and median gross rent is $980. 91.4% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
Clay County

FIPS 29047

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 64048

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,372ZIP 64048 residents
Median household income
$101,193Past 12 months, inflation adjusted
Median home value
$300,400Owner-occupied units
Median gross rent
$980Rent plus utilities, monthly
Median age
44.3 yrsAll residents
Homeownership rate
91.4%Owner-occupied households

Sales tax in 64048

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
12%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$1,559/mo20% down, 30-yr at 6.75%
Poverty rate
1.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 64048 compares

ZIP 64048 against the median ZIP in Clay County and across Missouri.

MeasureZIP 64048County medianState medianvs state
Median household income$101,193$96,345$60,651+67%
Median home value$300,400$284,500$162,000+85%
Median gross rent$980$1,212$805+22%
Population4,37214,4301,453+201%

Medians are computed across the 18 ZIP areas in Clay County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 93% of 958 state ZIPs

#63
Home value

above 92% of 933 state ZIPs

#74
Population

larger than 70% of 1,035 state ZIPs

#310

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
64089Clay County$101,063$307,200$1,212
65085Osage County$101,563$257,200$606
65347Saline County$100,500$156,600$700
64079Platte County$100,448$325,800$1,349
65557Texas County$100,040$215,500
63012Jefferson County$99,860$228,500$1,332

Nearby ZIP codes

Other ZIP codes filed under Clay County.

ZIP 64048 questions

Common questions about this ZIP code.

Where is ZIP code 64048?
ZIP 64048 lies mostly in Clay County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 64048?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 64048 expensive to live in?
Median rent runs $980 a month, about 12% of median household income, and the median home is worth $300,400+85% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 64048, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.