ZIP code 64037

ZIP 64037 is a mid-size town in Lafayette County, Missouri, with 6,325 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #255 of 1,035 ranked by population — larger than 75% of them. The median age here is 42.1 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 64037 earn a median of $83,090 a year, 5.8% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 5.3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 64037 is valued at $178,700, 41.1% below the national figure, while median gross rent runs $859 a month, 38.9% below the national figure, or roughly $10,308 across a full year. A household on the local median income would put about 12.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 75% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 64037 is tabulated inside Lafayette County, Missouri, one of 12 ZIP areas the Census publishes for that county and 1,035 across Missouri. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 64037 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 64037 reports a median household income of $83,090, close to the $83,090 county median, and 37% above the $60,651 typical MO ZIP. Owner-occupied homes are valued at a median of $178,700, close to the county figure and 10% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $859 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Missouri charges 4.225% statewide, and local governments overlapping 64037 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 64037 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.