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ZipNumbers

Clay County · Missouri

ZIP code 64118

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 64118 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
42,213

ZCTA residents

Median income
$70,290

Household, past 12 months

Median home
$206,200

Owner-occupied value

Sales tax
8.725%

Combined state + local

Quick answer

ZIP 64118 sits in Clay County, Missouri and is home to 42,213 people. Median household income is $70,290, the median home is worth $206,200 and median gross rent is $1,122. 58.6% of households own their home, and purchases are taxed at 8.725% combined.

County
Clay County

FIPS 29047

State
Missouri (MO)

1,035 ZIPs covered

Area codes
816, 913

NANPA codes serving this area

Metro area
Kansas City

Rate jurisdiction used for tax

The numbers for 64118

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
42,213ZIP 64118 residents
Median household income
$70,290Past 12 months, inflation adjusted
Median home value
$206,200Owner-occupied units
Median gross rent
$1,122Rent plus utilities, monthly
Median age
36.6 yrsAll residents
Homeownership rate
58.6%Owner-occupied households

Sales tax in 64118

What a purchase inside this ZIP costs at checkout.

Rate applied
8.725%Kansas City jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$87Before any exemptions

This ZIP falls inside the Kansas City rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$1,070/mo20% down, 30-yr at 6.75%
Poverty rate
13%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 64118 compares

ZIP 64118 against the median ZIP in Clay County and across Missouri.

MeasureZIP 64118County medianState medianvs state
Median household income$70,290$96,345$60,651+16%
Median home value$206,200$284,500$162,000+27%
Median gross rent$1,122$1,212$805+39%
Population42,21314,4301,453+2805%

Medians are computed across the 18 ZIP areas in Clay County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 68% of 958 state ZIPs

#305
Home value

above 71% of 933 state ZIPs

#269
Population

larger than 98% of 1,035 state ZIPs

#22

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
63432Scotland County$70,298$131,300
65486Miller County$70,278$142,300$525
64674Linn County$70,357$103,100$293
65018Moniteau County$70,191$162,800$782
63781Bollinger County$70,169$185,100$588
63104St. Louis city$70,127$249,500$1,054

Nearby ZIP codes

Other ZIP codes filed under Clay County.

ZIP 64118 questions

Common questions about this ZIP code.

Where is ZIP code 64118?
ZIP 64118 lies mostly in Clay County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 64118?
Purchases are taxed at 8.725% combined, built from the Kansas City jurisdiction stack.
Is 64118 expensive to live in?
Median rent runs $1,122 a month, about 19% of median household income, and the median home is worth $206,200+27% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 64118, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.