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ZipNumbers

Harford County · Maryland

ZIP code 21132

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 21132 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,904

ZCTA residents

Median income
$150,119

Household, past 12 months

Median home
$511,500

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 21132 sits in Harford County, Maryland and is home to 2,904 people. Median household income is $150,119, the median home is worth $511,500 and median gross rent is . 98% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Harford County

FIPS 24025

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 21132

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,904ZIP 21132 residents
Median household income
$150,119Past 12 months, inflation adjusted
Median home value
$511,500Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
41.9 yrsAll residents
Homeownership rate
98%Owner-occupied households

Sales tax in 21132

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$2,654/mo20% down, 30-yr at 6.75%
Poverty rate
4.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 21132 compares

ZIP 21132 against the median ZIP in Harford County and across Maryland.

MeasureZIP 21132County medianState medianvs state
Median household income$150,119$109,451$104,338+44%
Median home value$511,500$407,800$401,000+28%
Median gross rent$1,663$1,600
Population2,9047,3384,995-42%

Medians are computed across the 20 ZIP areas in Harford County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 82% of 428 state ZIPs

#78
Home value

above 74% of 425 state ZIPs

#112
Population

larger than 42% of 477 state ZIPs

#277

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
20814Montgomery County$150,401$976,500$2,329
20613Prince George's County$149,821$511,600$2,288
20637Charles County$149,821$533,100$2,904
20676Calvert County$150,916$471,800$1,733
20677Charles County$150,956$525,400
21769Frederick County$148,821$490,800$1,600

Nearby ZIP codes

Other ZIP codes filed under Harford County.

ZIP 21132 questions

Common questions about this ZIP code.

Where is ZIP code 21132?
ZIP 21132 lies mostly in Harford County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 21132?
Maryland charges 6% statewide.
Is 21132 expensive to live in?
Median rent runs a month, and the median home is worth $511,500+28% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 21132, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.