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ZipNumbers

Charles County · Maryland

ZIP code 20637

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 20637 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,337

ZCTA residents

Median income
$149,821

Household, past 12 months

Median home
$533,100

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 20637 sits in Charles County, Maryland and is home to 6,337 people. Median household income is $149,821, the median home is worth $533,100 and median gross rent is $2,904. 93.6% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Charles County

FIPS 24017

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 20637

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,337ZIP 20637 residents
Median household income
$149,821Past 12 months, inflation adjusted
Median home value
$533,100Owner-occupied units
Median gross rent
$2,904Rent plus utilities, monthly
Median age
44.2 yrsAll residents
Homeownership rate
93.6%Owner-occupied households

Sales tax in 20637

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
3.6×Home value ÷ household income
Est. mortgage
$2,766/mo20% down, 30-yr at 6.75%
Poverty rate
2.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 20637 compares

ZIP 20637 against the median ZIP in Charles County and across Maryland.

MeasureZIP 20637County medianState medianvs state
Median household income$149,821$124,733$104,338+44%
Median home value$533,100$429,800$401,000+33%
Median gross rent$2,904$1,803$1,600+82%
Population6,3372,2204,995+27%

Medians are computed across the 22 ZIP areas in Charles County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 82% of 428 state ZIPs

#79
Home value

above 78% of 425 state ZIPs

#94
Population

larger than 54% of 477 state ZIPs

#220

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
20613Prince George's County$149,821$511,600$2,288
21132Harford County$150,119$511,500
20814Montgomery County$150,401$976,500$2,329
21769Frederick County$148,821$490,800$1,600
20693Charles County$148,750$428,900
20676Calvert County$150,916$471,800$1,733

Nearby ZIP codes

Other ZIP codes filed under Charles County.

ZIP 20637 questions

Common questions about this ZIP code.

Where is ZIP code 20637?
ZIP 20637 lies mostly in Charles County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 20637?
Maryland charges 6% statewide.
Is 20637 expensive to live in?
Median rent runs $2,904 a month, about 23% of median household income, and the median home is worth $533,100+33% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 20637, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.