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Anne Arundel County · Maryland

ZIP code 21140

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 21140 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,231

ZCTA residents

Median income
$152,188

Household, past 12 months

Median home
$598,200

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 21140 sits in Anne Arundel County, Maryland and is home to 4,231 people. Median household income is $152,188, the median home is worth $598,200 and median gross rent is $2,071. 97.6% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Anne Arundel County

FIPS 24003

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 21140

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,231ZIP 21140 residents
Median household income
$152,188Past 12 months, inflation adjusted
Median home value
$598,200Owner-occupied units
Median gross rent
$2,071Rent plus utilities, monthly
Median age
44.2 yrsAll residents
Homeownership rate
97.6%Owner-occupied households

ZIP 21140 in context

How this area compares with national benchmarks.

ZIP 21140 is a small town in Anne Arundel County, Maryland, with 4,231 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #250 of 477 ranked by population — larger than 47% of them. The median age here is 44.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 21140 earn a median of $152,188 a year, 93.8% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 0.8% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 21140 is valued at $598,200, 97.2% above the national figure, while median gross rent runs $2,071 a month, 47.3% above the national figure, or roughly $24,852 across a full year. A household on the local median income would put about 16.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 97.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 21140 in context

How 21140 sits inside Anne Arundel County and Maryland.

ZIP 21140 is tabulated inside Anne Arundel County, Maryland, one of 37 ZIP areas the Census publishes for that county and 477 across Maryland. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 21140 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 21140 reports a median household income of $152,188, 19% above the $128,052 county median, and 46% above the $104,338 typical MD ZIP. Owner-occupied homes are valued at a median of $598,200, 21% above the county figure and 49% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,071 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 21140.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 21140 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 21140

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
3.9×Home value ÷ household income
Est. mortgage
$3,104/mo20% down, 30-yr at 6.75%
Poverty rate
0.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 21140 compares

ZIP 21140 against the median ZIP in Anne Arundel County and across Maryland.

MeasureZIP 21140County medianState medianvs state
Median household income$152,188$128,052$104,338+46%
Median home value$598,200$495,900$401,000+49%
Median gross rent$2,071$2,092$1,600+29%
Population4,23110,0334,995-15%

Medians are computed across the 37 ZIP areas in Anne Arundel County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 83% of 428 state ZIPs

#74
Home value

above 85% of 425 state ZIPs

#63
Population

larger than 48% of 477 state ZIPs

#250

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
21773Frederick County$152,839$475,700$1,699
20639Calvert County$153,375$528,400$1,588
20677Charles County$150,956$525,400—
20676Calvert County$150,916$471,800$1,733
20814Montgomery County$150,401$976,500$2,329
21054Anne Arundel County$153,976$587,700$2,351

Nearby ZIP codes

Other ZIP codes filed under Anne Arundel County.

Adjacent ZIP Codes

Other ZIP codes in Anne Arundel County, Maryland.

ZIP 21140 questions

Common questions about this ZIP code.

Where is ZIP code 21140?
ZIP 21140 lies mostly in Anne Arundel County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 21140?
Maryland charges 6% statewide.
Is 21140 expensive to live in?
Median rent runs $2,071 a month, about 16% of median household income, and the median home is worth $598,200 — +49% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 21140, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.