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ZipNumbers

Montgomery County · Maryland

ZIP code 20814

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 20814 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
30,822

ZCTA residents

Median income
$150,401

Household, past 12 months

Median home
$976,500

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 20814 sits in Montgomery County, Maryland and is home to 30,822 people. Median household income is $150,401, the median home is worth $976,500 and median gross rent is $2,329. 52.6% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Montgomery County

FIPS 24031

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 20814

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
30,822ZIP 20814 residents
Median household income
$150,401Past 12 months, inflation adjusted
Median home value
$976,500Owner-occupied units
Median gross rent
$2,329Rent plus utilities, monthly
Median age
41.3 yrsAll residents
Homeownership rate
52.6%Owner-occupied households

Sales tax in 20814

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
6.5×Home value ÷ household income
Est. mortgage
$5,067/mo20% down, 30-yr at 6.75%
Poverty rate
3.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 20814 compares

ZIP 20814 against the median ZIP in Montgomery County and across Maryland.

MeasureZIP 20814County medianState medianvs state
Median household income$150,401$149,055$104,338+44%
Median home value$976,500$668,200$401,000+144%
Median gross rent$2,329$2,045$1,600+46%
Population30,82218,1754,995+517%

Medians are computed across the 48 ZIP areas in Montgomery County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 82% of 428 state ZIPs

#77
Home value

above 97% of 425 state ZIPs

#12
Population

larger than 83% of 477 state ZIPs

#81

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
21132Harford County$150,119$511,500
20676Calvert County$150,916$471,800$1,733
20677Charles County$150,956$525,400
20613Prince George's County$149,821$511,600$2,288
20637Charles County$149,821$533,100$2,904
21769Frederick County$148,821$490,800$1,600

Nearby ZIP codes

Other ZIP codes filed under Montgomery County.

ZIP 20814 questions

Common questions about this ZIP code.

Where is ZIP code 20814?
ZIP 20814 lies mostly in Montgomery County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 20814?
Maryland charges 6% statewide.
Is 20814 expensive to live in?
Median rent runs $2,329 a month, about 19% of median household income, and the median home is worth $976,500+144% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 20814, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.