Skip to content
ZipNumbers
Grid of numbered green mailboxes in an apartment lobby, illustrating ZIP code listings

Harford County · Maryland

ZIP code 21005

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 21005 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,354

ZCTA residents

Median income
$123,264

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 21005 sits in Harford County, Maryland and is home to 2,354 people. Median household income is $123,264, the median home is worth — and median gross rent is $1,962. 1.1% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Harford County

FIPS 24025

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 21005

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,354ZIP 21005 residents
Median household income
$123,264Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
$1,962Rent plus utilities, monthly
Median age
32.2 yrsAll residents
Homeownership rate
1.1%Owner-occupied households

ZIP 21005 in context

How this area compares with national benchmarks.

ZIP 21005 is a small town in Harford County, Maryland, with 2,354 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #297 of 477 ranked by population — larger than 37% of them. The median age here is 32.2 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 21005 earn a median of $123,264 a year, 56.9% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 0.3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 21005 is valued at not published, while median gross rent runs $1,962 a month, 39.5% above the national figure, or roughly $23,544 across a full year. A household on the local median income would put about 19.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. 1.1% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

The Census withheld home value for ZIP 21005 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 21005 in context

How 21005 sits inside Harford County and Maryland.

ZIP 21005 is tabulated inside Harford County, Maryland, one of 20 ZIP areas the Census publishes for that county and 477 across Maryland. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 21005 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 21005 reports a median household income of $123,264, 13% above the $109,451 county median, and 18% above the $104,338 typical MD ZIP. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,962 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 21005.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 21005 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 21005

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
0.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 21005 compares

ZIP 21005 against the median ZIP in Harford County and across Maryland.

MeasureZIP 21005County medianState medianvs state
Median household income$123,264$109,451$104,338+18%
Median home value—$407,800$401,000—
Median gross rent$1,962$1,663$1,600+23%
Population2,3547,3384,995-53%

Medians are computed across the 20 ZIP areas in Harford County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 68% of 428 state ZIPs

#139
Home value

Not published

—
Population

larger than 38% of 477 state ZIPs

#297

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
21128Baltimore County$123,191$424,200$1,644
20735Prince George's County$123,125$401,000$1,915
21048Carroll County$122,801$423,900$1,500
21050Harford County$123,750$439,200$1,646
20850Montgomery County$122,691$687,200$2,277
20716Prince George's County$122,683$405,900$2,140

Nearby ZIP codes

Other ZIP codes filed under Harford County.

Adjacent ZIP Codes

Other ZIP codes in Harford County, Maryland.

ZIP 21005 questions

Common questions about this ZIP code.

Where is ZIP code 21005?
ZIP 21005 lies mostly in Harford County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 21005?
Maryland charges 6% statewide.
Is 21005 expensive to live in?
Median rent runs $1,962 a month, about 19% of median household income, and the median home is worth — — — against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 21005, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.