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Montgomery County · Maryland

ZIP code 20818

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 20818 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,602

ZCTA residents

Median income
$221,392

Household, past 12 months

Median home
$1,273,300

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 20818 sits in Montgomery County, Maryland and is home to 1,602 people. Median household income is $221,392, the median home is worth $1,273,300 and median gross rent is —. 94.1% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Montgomery County

FIPS 24031

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 20818

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,602ZIP 20818 residents
Median household income
$221,392Past 12 months, inflation adjusted
Median home value
$1,273,300Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
49 yrsAll residents
Homeownership rate
94.1%Owner-occupied households

ZIP 20818 in context

How this area compares with national benchmarks.

ZIP 20818 is a small town in Montgomery County, Maryland, with 1,602 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #323 of 477 ranked by population — larger than 32% of them. The median age here is 49 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 20818 earn a median of $221,392 a year, 181.9% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 0.1% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 20818 is valued at $1,273,300, 319.7% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 5.8×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 94.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

The Census withheld gross rent for ZIP 20818 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 20818 in context

How 20818 sits inside Montgomery County and Maryland.

ZIP 20818 is tabulated inside Montgomery County, Maryland, one of 48 ZIP areas the Census publishes for that county and 477 across Maryland. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 20818 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 20818 reports a median household income of $221,392, 49% above the $149,055 county median, and 112% above the $104,338 typical MD ZIP. Owner-occupied homes are valued at a median of $1,273,300, 91% above the county figure and 218% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 20818.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 20818 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 20818

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
5.8×Home value ÷ household income
Est. mortgage
$6,607/mo20% down, 30-yr at 6.75%
Poverty rate
0.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 20818 compares

ZIP 20818 against the median ZIP in Montgomery County and across Maryland.

MeasureZIP 20818County medianState medianvs state
Median household income$221,392$149,055$104,338+112%
Median home value$1,273,300$668,200$401,000+218%
Median gross rent—$2,045$1,600—
Population1,60218,1754,995-68%

Medians are computed across the 48 ZIP areas in Montgomery County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 96% of 428 state ZIPs

#15
Home value

above 100% of 425 state ZIPs

#2
Population

larger than 32% of 477 state ZIPs

#323

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
21794Howard County$223,833$977,200—
20777Howard County$218,808$808,700$2,893
21738Howard County$230,429$889,100—
20816Montgomery County$231,284$1,166,100$2,723
20632Charles County$204,071$491,200—
20833Montgomery County$203,631$762,200$2,254

Nearby ZIP codes

Other ZIP codes filed under Montgomery County.

Adjacent ZIP Codes

Other ZIP codes in Montgomery County, Maryland.

ZIP 20818 questions

Common questions about this ZIP code.

Where is ZIP code 20818?
ZIP 20818 lies mostly in Montgomery County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 20818?
Maryland charges 6% statewide.
Is 20818 expensive to live in?
Median rent runs — a month, and the median home is worth $1,273,300 — +218% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 20818, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.