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Montgomery County · Maryland

ZIP code 20853

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 20853 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
31,438

ZCTA residents

Median income
$157,168

Household, past 12 months

Median home
$605,800

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 20853 sits in Montgomery County, Maryland and is home to 31,438 people. Median household income is $157,168, the median home is worth $605,800 and median gross rent is $1,944. 84.3% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Montgomery County

FIPS 24031

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 20853

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
31,438ZIP 20853 residents
Median household income
$157,168Past 12 months, inflation adjusted
Median home value
$605,800Owner-occupied units
Median gross rent
$1,944Rent plus utilities, monthly
Median age
41.9 yrsAll residents
Homeownership rate
84.3%Owner-occupied households

ZIP 20853 in context

How this area compares with national benchmarks.

ZIP 20853 is a small city in Montgomery County, Maryland, with 31,438 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #77 of 477 ranked by population — larger than 84% of them. The median age here is 41.9 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 20853 earn a median of $157,168 a year, 100.1% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 5.7% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 20853 is valued at $605,800, 99.7% above the national figure, while median gross rent runs $1,944 a month, 38.3% above the national figure, or roughly $23,328 across a full year. A household on the local median income would put about 14.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 84.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 20853 in context

How 20853 sits inside Montgomery County and Maryland.

ZIP 20853 is tabulated inside Montgomery County, Maryland, one of 48 ZIP areas the Census publishes for that county and 477 across Maryland. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 20853 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 20853 reports a median household income of $157,168, 5% above the $149,055 county median, and 51% above the $104,338 typical MD ZIP. Owner-occupied homes are valued at a median of $605,800, 9% below the county figure and 51% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,944 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 20853.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 20853 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 20853

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
3.9×Home value ÷ household income
Est. mortgage
$3,143/mo20% down, 30-yr at 6.75%
Poverty rate
5.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 20853 compares

ZIP 20853 against the median ZIP in Montgomery County and across Maryland.

MeasureZIP 20853County medianState medianvs state
Median household income$157,168$149,055$104,338+51%
Median home value$605,800$668,200$401,000+51%
Median gross rent$1,944$2,045$1,600+22%
Population31,43818,1754,995+529%

Medians are computed across the 48 ZIP areas in Montgomery County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 85% of 428 state ZIPs

#64
Home value

above 87% of 425 state ZIPs

#57
Population

larger than 84% of 477 state ZIPs

#77

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
21120Baltimore County$157,275$552,400$1,338
20905Montgomery County$155,023$640,400$2,015
21771Frederick County$154,844$532,200$2,117
20636St. Mary's County$159,800$470,300$1,158
21047Harford County$154,524$516,700$2,482
20736Calvert County$159,821$570,900$1,755

Nearby ZIP codes

Other ZIP codes filed under Montgomery County.

Adjacent ZIP Codes

Other ZIP codes in Montgomery County, Maryland.

ZIP 20853 questions

Common questions about this ZIP code.

Where is ZIP code 20853?
ZIP 20853 lies mostly in Montgomery County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 20853?
Maryland charges 6% statewide.
Is 20853 expensive to live in?
Median rent runs $1,944 a month, about 15% of median household income, and the median home is worth $605,800 — +51% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 20853, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.