ZIP code 04568

ZIP 04568 is a very small community in Lincoln County, Maine, with 487 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #341 of 427 ranked by population — larger than 20% of them. The median age here is 56.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 04568 earn a median of $54,554 a year, 30.5% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 5.7% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 04568 is valued at $562,500, 85.4% above the national figure, while median gross rent runs $1,375 a month, 2.2% below the national figure, or roughly $16,500 across a full year. A household on the local median income would put about 30.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 10.3×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 64% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 10.3× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 56.1 puts ZIP 04568 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 04568 is tabulated inside Lincoln County, Maine, one of 27 ZIP areas the Census publishes for that county and 427 across Maine. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 04568 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 04568 reports a median household income of $54,554, 33% below the $81,103 county median, and 17% below the $65,739 typical ME ZIP. Owner-occupied homes are valued at a median of $562,500, 55% above the county figure and 144% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,375 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maine charges 5.5% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 04568.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 04568 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.