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ZipNumbers

Franklin County · Maine

ZIP code 04938

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04938 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
10,368

ZCTA residents

Median income
$54,281

Household, past 12 months

Median home
$169,300

Owner-occupied value

Sales tax
5.5%

Maine state rate

Quick answer

ZIP 04938 sits in Franklin County, Maine and is home to 10,368 people. Median household income is $54,281, the median home is worth $169,300 and median gross rent is $910. 62.8% of households own their home, and purchases are taxed at 5.5% (Maine state rate).

County
Franklin County

FIPS 23007

State
Maine (ME)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 04938

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
10,368ZIP 04938 residents
Median household income
$54,281Past 12 months, inflation adjusted
Median home value
$169,300Owner-occupied units
Median gross rent
$910Rent plus utilities, monthly
Median age
41 yrsAll residents
Homeownership rate
62.8%Owner-occupied households

Sales tax in 04938

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$878/mo20% down, 30-yr at 6.75%
Poverty rate
15%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04938 compares

ZIP 04938 against the median ZIP in Franklin County and across Maine.

MeasureZIP 04938County medianState medianvs state
Median household income$54,281$58,182$65,739-17%
Median home value$169,300$177,500$230,650-27%
Median gross rent$910$723$983-7%
Population10,3681,0501,489+596%

Medians are computed across the 16 ZIP areas in Franklin County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

richer than 24% of 396 state ZIPs

#299
Home value

above 29% of 402 state ZIPs

#286
Population

larger than 94% of 427 state ZIPs

#25

Comparable ZIP codes

Maine ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
04623Washington County$54,286$159,400$920
04679Hancock County$54,333$417,800$926
04648Washington County$54,375$109,500$1,106
04901Kennebec County$54,122$188,800$957
04255Oxford County$54,107$223,300$1,271
04257Oxford County$54,052$104,000$843

Nearby ZIP codes

Other ZIP codes filed under Franklin County.

ZIP 04938 questions

Common questions about this ZIP code.

Where is ZIP code 04938?
ZIP 04938 lies mostly in Franklin County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04938?
Maine charges 5.5% statewide.
Is 04938 expensive to live in?
Median rent runs $910 a month, about 20% of median household income, and the median home is worth $169,300-27% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04938, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.