
Lincoln County · Maine
ZIP code 04348
- Population
- 3,497
- Median income
- $72,734
- Median home
- $230,400
- Sales tax
- 5.5%
ZCTA residents
Household, past 12 months
Owner-occupied value
Maine state rate
Quick answer
ZIP 04348 sits in Lincoln County, Maine and is home to 3,497 people. Median household income is $72,734, the median home is worth $230,400 and median gross rent is $1,061. 83.4% of households own their home, and purchases are taxed at 5.5% (Maine state rate).
- County
- Lincoln County
- State
- Maine (ME)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 23015
427 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 04348
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 3,497ZIP 04348 residents
- Median household income
- $72,734Past 12 months, inflation adjusted
- Median home value
- $230,400Owner-occupied units
- Median gross rent
- $1,061Rent plus utilities, monthly
- Median age
- 35.7 yrsAll residents
- Homeownership rate
- 83.4%Owner-occupied households
ZIP 04348 in context
How this area compares with national benchmarks.
ZIP 04348 is a small town in Lincoln County, Maine, with 3,497 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #105 of 427 ranked by population — larger than 75% of them. The median age here is 35.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 04348 earn a median of $72,734 a year, 7.4% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 9.5% of residents here, below the 12.4% national rate.
The typical owner-occupied home in ZIP 04348 is valued at $230,400, 24.1% below the national figure, while median gross rent runs $1,061 a month, 24.5% below the national figure, or roughly $12,732 across a full year. A household on the local median income would put about 17.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 83.4% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 04348 in context
How 04348 sits inside Lincoln County and Maine.
ZIP 04348 is tabulated inside Lincoln County, Maine, one of 27 ZIP areas the Census publishes for that county and 427 across Maine. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 04348 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 04348 reports a median household income of $72,734, 10% below the $81,103 county median, and 11% above the $65,739 typical ME ZIP. Owner-occupied homes are valued at a median of $230,400, 36% below the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,061 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Maine charges 5.5% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 04348.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 04348 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 04348
What a purchase inside this ZIP costs at checkout.
Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 04348 compares
ZIP 04348 against the median ZIP in Lincoln County and across Maine.
| Measure | ZIP 04348 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $72,734 | $81,103 | $65,739 | +11% |
| Median home value | $230,400 | $361,850 | $230,650 | even |
| Median gross rent | $1,061 | $1,050 | $983 | +8% |
| Population | 3,497 | 851 | 1,489 | +135% |
Medians are computed across the 27 ZIP areas in Lincoln County and the 427 ZIP areas in Maine.
Statewide rank
Where this ZIP places among all 427 Maine ZIP areas.
- Income
- #145
- Home value
- #202
- Population
- #105
richer than 63% of 396 state ZIPs
above 50% of 402 state ZIPs
larger than 75% of 427 state ZIPs
Comparable ZIP codes
Maine ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Lincoln County.
Adjacent ZIP Codes
Other ZIP codes in Lincoln County, Maine.
ZIP 04348 questions
Common questions about this ZIP code.
- Where is ZIP code 04348?
- ZIP 04348 lies mostly in Lincoln County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 04348?
- Maine charges 5.5% statewide.
- Is 04348 expensive to live in?
- Median rent runs $1,061 a month, about 18% of median household income, and the median home is worth $230,400 — even against the typical Maine ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Maine Revenue Services — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.