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Sagadahoc County · Maine

ZIP code 04562

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04562 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,987

ZCTA residents

Median income
$102,446

Household, past 12 months

Median home
$335,400

Owner-occupied value

Sales tax
5.5%

Maine state rate

Quick answer

ZIP 04562 sits in Sagadahoc County, Maine and is home to 1,987 people. Median household income is $102,446, the median home is worth $335,400 and median gross rent is $946. 80% of households own their home, and purchases are taxed at 5.5% (Maine state rate).

County
Sagadahoc County

FIPS 23023

State
Maine (ME)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 04562

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,987ZIP 04562 residents
Median household income
$102,446Past 12 months, inflation adjusted
Median home value
$335,400Owner-occupied units
Median gross rent
$946Rent plus utilities, monthly
Median age
51.6 yrsAll residents
Homeownership rate
80%Owner-occupied households

ZIP 04562 in context

How this area compares with national benchmarks.

ZIP 04562 is a small town in Sagadahoc County, Maine, with 1,987 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #164 of 427 ranked by population — larger than 61% of them. The median age here is 51.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 04562 earn a median of $102,446 a year, 30.4% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 7.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 04562 is valued at $335,400, 10.5% above the national figure, while median gross rent runs $946 a month, 32.7% below the national figure, or roughly $11,352 across a full year. A household on the local median income would put about 11.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 80% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 51.6 puts ZIP 04562 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 04562 in context

How 04562 sits inside Sagadahoc County and Maine.

ZIP 04562 is tabulated inside Sagadahoc County, Maine, one of 8 ZIP areas the Census publishes for that county and 427 across Maine. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 04562 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 04562 reports a median household income of $102,446, 24% above the $82,671 county median, and 56% above the $65,739 typical ME ZIP. Owner-occupied homes are valued at a median of $335,400, 6% above the county figure and 45% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $946 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maine charges 5.5% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 04562.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 04562 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 04562

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
11%Median rent ÷ median income
Price-to-income
3.3×Home value ÷ household income
Est. mortgage
$1,740/mo20% down, 30-yr at 6.75%
Poverty rate
7.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04562 compares

ZIP 04562 against the median ZIP in Sagadahoc County and across Maine.

MeasureZIP 04562County medianState medianvs state
Median household income$102,446$82,671$65,739+56%
Median home value$335,400$317,300$230,650+45%
Median gross rent$946$1,058$983-4%
Population1,9873,1581,489+33%

Medians are computed across the 8 ZIP areas in Sagadahoc County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

richer than 92% of 396 state ZIPs

#31
Home value

above 80% of 402 state ZIPs

#80
Population

larger than 62% of 427 state ZIPs

#164

Comparable ZIP codes

Maine ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
04444Penobscot County$102,922$270,900$1,019
04084Cumberland County$103,086$334,800$972
04579Sagadahoc County$103,482$249,500—
04043York County$101,204$460,600$1,405
04069Cumberland County$103,750$400,000$1,638
04496Waldo County$103,938$243,300$661

Nearby ZIP codes

Other ZIP codes filed under Sagadahoc County.

Adjacent ZIP Codes

Other ZIP codes in Sagadahoc County, Maine.

ZIP 04562 questions

Common questions about this ZIP code.

Where is ZIP code 04562?
ZIP 04562 lies mostly in Sagadahoc County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04562?
Maine charges 5.5% statewide.
Is 04562 expensive to live in?
Median rent runs $946 a month, about 11% of median household income, and the median home is worth $335,400 — +45% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04562, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.