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Penobscot County · Maine

ZIP code 04489

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04489 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
366

ZCTA residents

Median income
—

Household, past 12 months

Median home
$229,200

Owner-occupied value

Sales tax
5.5%

Maine state rate

Quick answer

ZIP 04489 sits in Penobscot County, Maine and is home to 366 people. Median household income is —, the median home is worth $229,200 and median gross rent is $1,403. 66.5% of households own their home, and purchases are taxed at 5.5% (Maine state rate).

County
Penobscot County

FIPS 23019

State
Maine (ME)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 04489

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
366ZIP 04489 residents
Median household income
—Past 12 months, inflation adjusted
Median home value
$229,200Owner-occupied units
Median gross rent
$1,403Rent plus utilities, monthly
Median age
24.9 yrsAll residents
Homeownership rate
66.5%Owner-occupied households

ZIP 04489 in context

How this area compares with national benchmarks.

ZIP 04489 is a very small community in Penobscot County, Maine, with 366 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #358 of 427 ranked by population — larger than 16% of them. The median age here is 24.9 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 04489 earn a median of not published a year. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 26.2% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 04489 is valued at $229,200, 24.5% below the national figure, while median gross rent runs $1,403 a month, essentially level with the national figure, or roughly $16,836 across a full year. 66.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 24.9 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address. With 366 residents, a handful of survey responses moves every median on this page. Compare ZIP 04489 against its county rather than against national figures.

The Census withheld household income for ZIP 04489 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 04489 in context

How 04489 sits inside Penobscot County and Maine.

ZIP 04489 is tabulated inside Penobscot County, Maine, one of 41 ZIP areas the Census publishes for that county and 427 across Maine. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 04489 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 04489 reports a median household income of not published. Owner-occupied homes are valued at a median of $229,200, 43% above the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,403 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maine charges 5.5% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 04489.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 04489 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 04489

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
$1,189/mo20% down, 30-yr at 6.75%
Poverty rate
26.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04489 compares

ZIP 04489 against the median ZIP in Penobscot County and across Maine.

MeasureZIP 04489County medianState medianvs state
Median household income—$59,750$65,739—
Median home value$229,200$160,250$230,650-1%
Median gross rent$1,403$909$983+43%
Population3661,4891,489-75%

Medians are computed across the 41 ZIP areas in Penobscot County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

Not published

—
Home value

above 49% of 402 state ZIPs

#204
Population

larger than 16% of 427 state ZIPs

#358

Nearby ZIP codes

Other ZIP codes filed under Penobscot County.

Adjacent ZIP Codes

Other ZIP codes in Penobscot County, Maine.

ZIP 04489 questions

Common questions about this ZIP code.

Where is ZIP code 04489?
ZIP 04489 lies mostly in Penobscot County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04489?
Maine charges 5.5% statewide.
Is 04489 expensive to live in?
Median rent runs $1,403 a month, and the median home is worth $229,200 — -1% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04489, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.