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ZipNumbers

Penobscot County · Maine

ZIP code 04928

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04928 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,079

ZCTA residents

Median income
$62,566

Household, past 12 months

Median home
$164,700

Owner-occupied value

Sales tax
5.5%

Maine state rate

Quick answer

ZIP 04928 sits in Penobscot County, Maine and is home to 2,079 people. Median household income is $62,566, the median home is worth $164,700 and median gross rent is $1,292. 88.9% of households own their home, and purchases are taxed at 5.5% (Maine state rate).

County
Penobscot County

FIPS 23019

State
Maine (ME)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 04928

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,079ZIP 04928 residents
Median household income
$62,566Past 12 months, inflation adjusted
Median home value
$164,700Owner-occupied units
Median gross rent
$1,292Rent plus utilities, monthly
Median age
43.7 yrsAll residents
Homeownership rate
88.9%Owner-occupied households

Sales tax in 04928

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
25%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$855/mo20% down, 30-yr at 6.75%
Poverty rate
17.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04928 compares

ZIP 04928 against the median ZIP in Penobscot County and across Maine.

MeasureZIP 04928County medianState medianvs state
Median household income$62,566$59,750$65,739-5%
Median home value$164,700$160,250$230,650-29%
Median gross rent$1,292$909$983+31%
Population2,0791,4891,489+40%

Medians are computed across the 41 ZIP areas in Penobscot County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

richer than 44% of 396 state ZIPs

#220
Home value

above 28% of 402 state ZIPs

#291
Population

larger than 62% of 427 state ZIPs

#162

Comparable ZIP codes

Maine ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
04041Oxford County$62,500$212,900$1,059
04937Somerset County$62,633$149,700$943
04953Penobscot County$62,708$213,400$884
04643Washington County$62,344$147,300
04416Hancock County$62,913$237,700$833
04693Hancock County$63,015$187,000$805

Nearby ZIP codes

Other ZIP codes filed under Penobscot County.

ZIP 04928 questions

Common questions about this ZIP code.

Where is ZIP code 04928?
ZIP 04928 lies mostly in Penobscot County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04928?
Maine charges 5.5% statewide.
Is 04928 expensive to live in?
Median rent runs $1,292 a month, about 25% of median household income, and the median home is worth $164,700-29% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04928, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.