Skip to content
ZipNumbers
Grid of numbered green mailboxes in an apartment lobby, illustrating ZIP code listings

Penobscot County · Maine

ZIP code 04487

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04487 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
742

ZCTA residents

Median income
$41,136

Household, past 12 months

Median home
$87,100

Owner-occupied value

Sales tax
5.5%

Maine state rate

Quick answer

ZIP 04487 sits in Penobscot County, Maine and is home to 742 people. Median household income is $41,136, the median home is worth $87,100 and median gross rent is —. 95.5% of households own their home, and purchases are taxed at 5.5% (Maine state rate).

County
Penobscot County

FIPS 23019

State
Maine (ME)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 04487

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
742ZIP 04487 residents
Median household income
$41,136Past 12 months, inflation adjusted
Median home value
$87,100Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
55.1 yrsAll residents
Homeownership rate
95.5%Owner-occupied households

ZIP 04487 in context

How this area compares with national benchmarks.

ZIP 04487 is a very small community in Penobscot County, Maine, with 742 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #299 of 427 ranked by population — larger than 30% of them. The median age here is 55.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 04487 earn a median of $41,136 a year, 47.6% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 18.2% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 04487 is valued at $87,100, 71.3% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 95.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 55.1 puts ZIP 04487 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 742 residents, a handful of survey responses moves every median on this page. Compare ZIP 04487 against its county rather than against national figures.

The Census withheld gross rent for ZIP 04487 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 04487 in context

How 04487 sits inside Penobscot County and Maine.

ZIP 04487 is tabulated inside Penobscot County, Maine, one of 41 ZIP areas the Census publishes for that county and 427 across Maine. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 04487 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 04487 reports a median household income of $41,136, 31% below the $59,750 county median, and 37% below the $65,739 typical ME ZIP. Owner-occupied homes are valued at a median of $87,100, 46% below the county figure and 62% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maine charges 5.5% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 04487.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 04487 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 04487

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.1×Home value ÷ household income
Est. mortgage
$452/mo20% down, 30-yr at 6.75%
Poverty rate
18.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04487 compares

ZIP 04487 against the median ZIP in Penobscot County and across Maine.

MeasureZIP 04487County medianState medianvs state
Median household income$41,136$59,750$65,739-37%
Median home value$87,100$160,250$230,650-62%
Median gross rent—$909$983—
Population7421,4891,489-50%

Medians are computed across the 41 ZIP areas in Penobscot County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

richer than 3% of 396 state ZIPs

#385
Home value

above 2% of 402 state ZIPs

#394
Population

larger than 30% of 427 state ZIPs

#299

Comparable ZIP codes

Maine ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
04471Aroostook County$40,417$153,400—
04424Washington County$42,313$109,800$540
04276Oxford County$39,522$119,400$638
04622Washington County$43,000$153,200$398
04920Somerset County$43,138$108,900$827
04668Washington County$43,173$116,400$725

Nearby ZIP codes

Other ZIP codes filed under Penobscot County.

Adjacent ZIP Codes

Other ZIP codes in Penobscot County, Maine.

ZIP 04487 questions

Common questions about this ZIP code.

Where is ZIP code 04487?
ZIP 04487 lies mostly in Penobscot County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04487?
Maine charges 5.5% statewide.
Is 04487 expensive to live in?
Median rent runs — a month, and the median home is worth $87,100 — -62% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04487, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.