
Sagadahoc County · Maine
ZIP code 04530
- Population
- 11,564
- Median income
- $78,482
- Median home
- $306,900
- Sales tax
- 5.5%
ZCTA residents
Household, past 12 months
Owner-occupied value
Maine state rate
Quick answer
ZIP 04530 sits in Sagadahoc County, Maine and is home to 11,564 people. Median household income is $78,482, the median home is worth $306,900 and median gross rent is $980. 68.5% of households own their home, and purchases are taxed at 5.5% (Maine state rate).
- County
- Sagadahoc County
- State
- Maine (ME)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 23023
427 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 04530
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 11,564ZIP 04530 residents
- Median household income
- $78,482Past 12 months, inflation adjusted
- Median home value
- $306,900Owner-occupied units
- Median gross rent
- $980Rent plus utilities, monthly
- Median age
- 47.2 yrsAll residents
- Homeownership rate
- 68.5%Owner-occupied households
ZIP 04530 in context
How this area compares with national benchmarks.
ZIP 04530 is a mid-size town in Sagadahoc County, Maine, with 11,564 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #22 of 427 ranked by population — larger than 95% of them. The median age here is 47.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 04530 earn a median of $78,482 a year, essentially level with the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 12.5% of residents here, above the 12.4% national rate.
The typical owner-occupied home in ZIP 04530 is valued at $306,900, 1.2% above the national figure, while median gross rent runs $980 a month, 30.3% below the national figure, or roughly $11,760 across a full year. A household on the local median income would put about 15% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 68.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 04530 in context
How 04530 sits inside Sagadahoc County and Maine.
ZIP 04530 is tabulated inside Sagadahoc County, Maine, one of 8 ZIP areas the Census publishes for that county and 427 across Maine. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 04530 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 04530 reports a median household income of $78,482, 5% below the $82,671 county median, and 19% above the $65,739 typical ME ZIP. Owner-occupied homes are valued at a median of $306,900, 3% below the county figure and 33% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $980 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Maine charges 5.5% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 04530.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 04530 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 04530
What a purchase inside this ZIP costs at checkout.
Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 04530 compares
ZIP 04530 against the median ZIP in Sagadahoc County and across Maine.
| Measure | ZIP 04530 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $78,482 | $82,671 | $65,739 | +19% |
| Median home value | $306,900 | $317,300 | $230,650 | +33% |
| Median gross rent | $980 | $1,058 | $983 | even |
| Population | 11,564 | 3,158 | 1,489 | +677% |
Medians are computed across the 8 ZIP areas in Sagadahoc County and the 427 ZIP areas in Maine.
Statewide rank
Where this ZIP places among all 427 Maine ZIP areas.
- Income
- #109
- Home value
- #107
- Population
- #22
richer than 72% of 396 state ZIPs
above 73% of 402 state ZIPs
larger than 95% of 427 state ZIPs
Comparable ZIP codes
Maine ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Sagadahoc County.
Adjacent ZIP Codes
Other ZIP codes in Sagadahoc County, Maine.
ZIP 04530 questions
Common questions about this ZIP code.
- Where is ZIP code 04530?
- ZIP 04530 lies mostly in Sagadahoc County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 04530?
- Maine charges 5.5% statewide.
- Is 04530 expensive to live in?
- Median rent runs $980 a month, about 15% of median household income, and the median home is worth $306,900 — +33% against the typical Maine ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Maine Revenue Services — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.