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Pima County · Arizona

ZIP code 85705

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 85705 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
54,853

ZCTA residents

Median income
$36,606

Household, past 12 months

Median home
$113,700

Owner-occupied value

Sales tax
8.7%

Combined state + local

Quick answer

ZIP 85705 sits in Pima County, Arizona and is home to 54,853 people. Median household income is $36,606, the median home is worth $113,700 and median gross rent is $924. 46% of households own their home, and purchases are taxed at 8.7% combined.

County
Pima County

FIPS 04019

State
Arizona (AZ)

417 ZIPs covered

Area codes
520

NANPA codes serving this area

Metro area
Tucson

Rate jurisdiction used for tax

The numbers for 85705

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
54,853ZIP 85705 residents
Median household income
$36,606Past 12 months, inflation adjusted
Median home value
$113,700Owner-occupied units
Median gross rent
$924Rent plus utilities, monthly
Median age
34.6 yrsAll residents
Homeownership rate
46%Owner-occupied households

ZIP 85705 in context

How this area compares with national benchmarks.

ZIP 85705 is a small city in Pima County, Arizona, with 54,853 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #19 of 417 ranked by population — larger than 95% of them. The median age here is 34.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 85705 earn a median of $36,606 a year, 53.4% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 29.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 85705 is valued at $113,700, 62.5% below the national figure, while median gross rent runs $924 a month, 34.3% below the national figure, or roughly $11,088 across a full year. A household on the local median income would put about 30.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 46% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

ZIP 85705 is the unusual combination of expensive to rent and cheap to buy: rent takes 30.3% of median income while homes cost only 3.1× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 85705 in context

How 85705 sits inside Pima County and Arizona.

ZIP 85705 is tabulated inside Pima County, Arizona, one of 51 ZIP areas the Census publishes for that county and 417 across Arizona. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 85705 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 85705 reports a median household income of $36,606, 46% below the $68,062 county median, and 43% below the $64,475 typical AZ ZIP. Owner-occupied homes are valued at a median of $113,700, 58% below the county figure and 60% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $924 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 85705 carries 8.7% at the register, assembled from the Tucson jurisdiction stack: the Arizona state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 85705 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 85705 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 85705

What a purchase inside this ZIP costs at checkout.

Rate applied
8.7%Tucson jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$87Before any exemptions

This ZIP falls inside the Tucson rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
30%Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$590/mo20% down, 30-yr at 6.75%
Poverty rate
29.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 85705 compares

ZIP 85705 against the median ZIP in Pima County and across Arizona.

MeasureZIP 85705County medianState medianvs state
Median household income$36,606$68,062$64,475-43%
Median home value$113,700$268,600$286,800-60%
Median gross rent$924$1,206$1,231-25%
Population54,85320,3048,403+553%

Medians are computed across the 51 ZIP areas in Pima County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 10% of 383 state ZIPs

#343
Home value

above 16% of 375 state ZIPs

#315
Population

larger than 95% of 417 state ZIPs

#19

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
85924Apache County$36,339$104,200—
86020Coconino County$36,310$59,900—
85329Maricopa County$36,292$243,600$1,213
85121Pinal County$35,958$92,700$460
86039Navajo County$35,855$113,900—
86043Navajo County$37,875$76,900—

Nearby ZIP codes

Other ZIP codes filed under Pima County.

Adjacent ZIP Codes

Other ZIP codes in Pima County, Arizona.

ZIP 85705 questions

Common questions about this ZIP code.

Where is ZIP code 85705?
ZIP 85705 lies mostly in Pima County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 85705?
Purchases are taxed at 8.7% combined, built from the Tucson jurisdiction stack.
Is 85705 expensive to live in?
Median rent runs $924 a month, about 30% of median household income, and the median home is worth $113,700 — -60% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 85705, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.