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Navajo County · Arizona

ZIP code 86043

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 86043 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,337

ZCTA residents

Median income
$37,875

Household, past 12 months

Median home
$76,900

Owner-occupied value

Sales tax
5.6%

Arizona state rate

Quick answer

ZIP 86043 sits in Navajo County, Arizona and is home to 2,337 people. Median household income is $37,875, the median home is worth $76,900 and median gross rent is —. 73.2% of households own their home, and purchases are taxed at 5.6% (Arizona state rate).

County
Navajo County

FIPS 04017

State
Arizona (AZ)

417 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 86043

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,337ZIP 86043 residents
Median household income
$37,875Past 12 months, inflation adjusted
Median home value
$76,900Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
26.6 yrsAll residents
Homeownership rate
73.2%Owner-occupied households

ZIP 86043 in context

How this area compares with national benchmarks.

ZIP 86043 is a small town in Navajo County, Arizona, with 2,337 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #280 of 417 ranked by population — larger than 32% of them. The median age here is 26.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 86043 earn a median of $37,875 a year, 51.8% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 46% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 86043 is valued at $76,900, 74.7% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 73.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 26.6 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

The Census withheld gross rent for ZIP 86043 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 86043 in context

How 86043 sits inside Navajo County and Arizona.

ZIP 86043 is tabulated inside Navajo County, Arizona, one of 26 ZIP areas the Census publishes for that county and 417 across Arizona. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 86043 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 86043 reports a median household income of $37,875, 30% below the $54,460 county median, and 41% below the $64,475 typical AZ ZIP. Owner-occupied homes are valued at a median of $76,900, 47% below the county figure and 73% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Arizona charges 5.6% statewide, and local governments overlapping 86043 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 86043 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 86043

What a purchase inside this ZIP costs at checkout.

Rate applied
5.6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$56Before any exemptions

Arizona levies 5.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$399/mo20% down, 30-yr at 6.75%
Poverty rate
46%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 86043 compares

ZIP 86043 against the median ZIP in Navajo County and across Arizona.

MeasureZIP 86043County medianState medianvs state
Median household income$37,875$54,460$64,475-41%
Median home value$76,900$144,600$286,800-73%
Median gross rent—$875$1,231—
Population2,3372,0028,403-72%

Medians are computed across the 26 ZIP areas in Navajo County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 11% of 383 state ZIPs

#340
Home value

above 11% of 375 state ZIPs

#333
Population

larger than 33% of 417 state ZIPs

#280

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
85325La Paz County$38,157$123,500—
85705Pima County$36,606$113,700$924
86511Apache County$39,342$48,000$788
85924Apache County$36,339$104,200—
86020Coconino County$36,310$59,900—
85329Maricopa County$36,292$243,600$1,213

Nearby ZIP codes

Other ZIP codes filed under Navajo County.

Adjacent ZIP Codes

Other ZIP codes in Navajo County, Arizona.

ZIP 86043 questions

Common questions about this ZIP code.

Where is ZIP code 86043?
ZIP 86043 lies mostly in Navajo County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 86043?
Arizona charges 5.6% statewide, plus any county, city or district rate that applies locally.
Is 86043 expensive to live in?
Median rent runs — a month, and the median home is worth $76,900 — -73% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 86043, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.