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Pima County · Arizona

ZIP code 85712

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 85712 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
31,964

ZCTA residents

Median income
$48,185

Household, past 12 months

Median home
$250,400

Owner-occupied value

Sales tax
8.7%

Combined state + local

Quick answer

ZIP 85712 sits in Pima County, Arizona and is home to 31,964 people. Median household income is $48,185, the median home is worth $250,400 and median gross rent is $947. 40.8% of households own their home, and purchases are taxed at 8.7% combined.

County
Pima County

FIPS 04019

State
Arizona (AZ)

417 ZIPs covered

Area codes
520

NANPA codes serving this area

Metro area
Tucson

Rate jurisdiction used for tax

The numbers for 85712

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
31,964ZIP 85712 residents
Median household income
$48,185Past 12 months, inflation adjusted
Median home value
$250,400Owner-occupied units
Median gross rent
$947Rent plus utilities, monthly
Median age
43.6 yrsAll residents
Homeownership rate
40.8%Owner-occupied households

ZIP 85712 in context

How this area compares with national benchmarks.

ZIP 85712 is a small city in Pima County, Arizona, with 31,964 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #103 of 417 ranked by population — larger than 75% of them. The median age here is 43.6 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 85712 earn a median of $48,185 a year, 38.6% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 15.6% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 85712 is valued at $250,400, 17.5% below the national figure, while median gross rent runs $947 a month, 32.6% below the national figure, or roughly $11,364 across a full year. A household on the local median income would put about 23.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.2×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 40.8% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 85712 in context

How 85712 sits inside Pima County and Arizona.

ZIP 85712 is tabulated inside Pima County, Arizona, one of 51 ZIP areas the Census publishes for that county and 417 across Arizona. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 85712 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 85712 reports a median household income of $48,185, 29% below the $68,062 county median, and 25% below the $64,475 typical AZ ZIP. Owner-occupied homes are valued at a median of $250,400, 7% below the county figure and 13% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $947 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 85712 carries 8.7% at the register, assembled from the Tucson jurisdiction stack: the Arizona state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 85712 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 85712 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 85712

What a purchase inside this ZIP costs at checkout.

Rate applied
8.7%Tucson jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$87Before any exemptions

This ZIP falls inside the Tucson rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
5.2×Home value ÷ household income
Est. mortgage
$1,299/mo20% down, 30-yr at 6.75%
Poverty rate
15.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 85712 compares

ZIP 85712 against the median ZIP in Pima County and across Arizona.

MeasureZIP 85712County medianState medianvs state
Median household income$48,185$68,062$64,475-25%
Median home value$250,400$268,600$286,800-13%
Median gross rent$947$1,206$1,231-23%
Population31,96420,3048,403+280%

Medians are computed across the 51 ZIP areas in Pima County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 21% of 383 state ZIPs

#304
Home value

above 44% of 375 state ZIPs

#211
Population

larger than 75% of 417 state ZIPs

#103

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
85605Cochise County$48,347$67,700$638
86033Navajo County$47,973$38,300$738
85631Pinal County$47,969$112,900$740
86409Mohave County$48,499$171,900$884
85617Cochise County$47,837$121,900$567
86337Yavapai County$48,534$133,200$654

Nearby ZIP codes

Other ZIP codes filed under Pima County.

Adjacent ZIP Codes

Other ZIP codes in Pima County, Arizona.

ZIP 85712 questions

Common questions about this ZIP code.

Where is ZIP code 85712?
ZIP 85712 lies mostly in Pima County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 85712?
Purchases are taxed at 8.7% combined, built from the Tucson jurisdiction stack.
Is 85712 expensive to live in?
Median rent runs $947 a month, about 24% of median household income, and the median home is worth $250,400 — -13% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 85712, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.