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Pima County · Arizona

ZIP code 85706

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 85706 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
56,022

ZCTA residents

Median income
$49,072

Household, past 12 months

Median home
$169,600

Owner-occupied value

Sales tax
5.6%

Arizona state rate

Quick answer

ZIP 85706 sits in Pima County, Arizona and is home to 56,022 people. Median household income is $49,072, the median home is worth $169,600 and median gross rent is $981. 57.9% of households own their home, and purchases are taxed at 5.6% (Arizona state rate).

County
Pima County

FIPS 04019

State
Arizona (AZ)

417 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 85706

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
56,022ZIP 85706 residents
Median household income
$49,072Past 12 months, inflation adjusted
Median home value
$169,600Owner-occupied units
Median gross rent
$981Rent plus utilities, monthly
Median age
29.3 yrsAll residents
Homeownership rate
57.9%Owner-occupied households

ZIP 85706 in context

How this area compares with national benchmarks.

ZIP 85706 is a small city in Pima County, Arizona, with 56,022 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #17 of 417 ranked by population — larger than 96% of them. The median age here is 29.3 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 85706 earn a median of $49,072 a year, 37.5% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 23.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 85706 is valued at $169,600, 44.1% below the national figure, while median gross rent runs $981 a month, 30.2% below the national figure, or roughly $11,772 across a full year. A household on the local median income would put about 24% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 57.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 29.3 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 85706 in context

How 85706 sits inside Pima County and Arizona.

ZIP 85706 is tabulated inside Pima County, Arizona, one of 51 ZIP areas the Census publishes for that county and 417 across Arizona. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 85706 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 85706 reports a median household income of $49,072, 28% below the $68,062 county median, and 24% below the $64,475 typical AZ ZIP. Owner-occupied homes are valued at a median of $169,600, 37% below the county figure and 41% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $981 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Arizona charges 5.6% statewide, and local governments overlapping 85706 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 85706 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 85706

What a purchase inside this ZIP costs at checkout.

Rate applied
5.6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$56Before any exemptions

Arizona levies 5.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$880/mo20% down, 30-yr at 6.75%
Poverty rate
23.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 85706 compares

ZIP 85706 against the median ZIP in Pima County and across Arizona.

MeasureZIP 85706County medianState medianvs state
Median household income$49,072$68,062$64,475-24%
Median home value$169,600$268,600$286,800-41%
Median gross rent$981$1,206$1,231-20%
Population56,02220,3048,403+567%

Medians are computed across the 51 ZIP areas in Pima County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 22% of 383 state ZIPs

#298
Home value

above 26% of 375 state ZIPs

#277
Population

larger than 96% of 417 state ZIPs

#17

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
85337Maricopa County$49,260$120,800$1,089
85630Cochise County$49,306$148,500—
85618Pinal County$48,814$99,700$980
86045Coconino County$49,559$67,700$825
86337Yavapai County$48,534$133,200$654
86329Yavapai County$49,615$268,300$1,161

Nearby ZIP codes

Other ZIP codes filed under Pima County.

Adjacent ZIP Codes

Other ZIP codes in Pima County, Arizona.

ZIP 85706 questions

Common questions about this ZIP code.

Where is ZIP code 85706?
ZIP 85706 lies mostly in Pima County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 85706?
Arizona charges 5.6% statewide, plus any county, city or district rate that applies locally.
Is 85706 expensive to live in?
Median rent runs $981 a month, about 24% of median household income, and the median home is worth $169,600 — -41% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 85706, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.