Santa Cruz County · Arizona
ZIP code 85648
- Population
- 21,844
- Median income
- $63,672
- Median home
- $213,100
- Sales tax
- 5.6%
ZCTA residents
Household, past 12 months
Owner-occupied value
Arizona state rate
Quick answer
ZIP 85648 sits in Santa Cruz County, Arizona and is home to 21,844 people. Median household income is $63,672, the median home is worth $213,100 and median gross rent is $1,049. 82.5% of households own their home, and purchases are taxed at 5.6% (Arizona state rate).
- County
- Santa Cruz County
- State
- Arizona (AZ)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 04023
417 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 85648
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 21,844ZIP 85648 residents
- Median household income
- $63,672Past 12 months, inflation adjusted
- Median home value
- $213,100Owner-occupied units
- Median gross rent
- $1,049Rent plus utilities, monthly
- Median age
- 34.3 yrsAll residents
- Homeownership rate
- 82.5%Owner-occupied households
Sales tax in 85648
What a purchase inside this ZIP costs at checkout.
Arizona levies 5.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 85648 compares
ZIP 85648 against the median ZIP in Santa Cruz County and across Arizona.
| Measure | ZIP 85648 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $63,672 | $63,672 | $64,475 | -1% |
| Median home value | $213,100 | $352,800 | $286,800 | -26% |
| Median gross rent | $1,049 | $807 | $1,231 | -15% |
| Population | 21,844 | 1,342 | 8,403 | +160% |
Medians are computed across the 7 ZIP areas in Santa Cruz County and the 417 ZIP areas in Arizona.
Statewide rank
Where this ZIP places among all 417 Arizona ZIP areas.
- Income
- #201
- Home value
- #246
- Population
- #140
richer than 48% of 383 state ZIPs
above 34% of 375 state ZIPs
larger than 66% of 417 state ZIPs
Comparable ZIP codes
Arizona ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Santa Cruz County.
ZIP 85648 questions
Common questions about this ZIP code.
- Where is ZIP code 85648?
- ZIP 85648 lies mostly in Santa Cruz County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 85648?
- Arizona charges 5.6% statewide, plus any county, city or district rate that applies locally.
- Is 85648 expensive to live in?
- Median rent runs $1,049 a month, about 20% of median household income, and the median home is worth $213,100 — -26% against the typical Arizona ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Arizona Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.