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Maricopa County · Arizona

ZIP code 85545

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 85545 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
669

ZCTA residents

Median income
$49,688

Household, past 12 months

Median home
$192,200

Owner-occupied value

Sales tax
5.6%

Arizona state rate

Quick answer

ZIP 85545 sits in Maricopa County, Arizona and is home to 669 people. Median household income is $49,688, the median home is worth $192,200 and median gross rent is —. 74.2% of households own their home, and purchases are taxed at 5.6% (Arizona state rate).

County
Maricopa County

FIPS 04013

State
Arizona (AZ)

417 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 85545

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
669ZIP 85545 residents
Median household income
$49,688Past 12 months, inflation adjusted
Median home value
$192,200Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
67.5 yrsAll residents
Homeownership rate
74.2%Owner-occupied households

ZIP 85545 in context

How this area compares with national benchmarks.

ZIP 85545 is a very small community in Maricopa County, Arizona, with 669 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #351 of 417 ranked by population — larger than 15% of them. The median age here is 67.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 85545 earn a median of $49,688 a year, 36.7% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 17.9% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 85545 is valued at $192,200, 36.7% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 74.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 67.5 puts ZIP 85545 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 669 residents, a handful of survey responses moves every median on this page. Compare ZIP 85545 against its county rather than against national figures.

The Census withheld gross rent for ZIP 85545 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 85545 in context

How 85545 sits inside Maricopa County and Arizona.

ZIP 85545 is tabulated inside Maricopa County, Arizona, one of 135 ZIP areas the Census publishes for that county and 417 across Arizona. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 85545 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 85545 reports a median household income of $49,688, 39% below the $81,990 county median, and 23% below the $64,475 typical AZ ZIP. Owner-occupied homes are valued at a median of $192,200, 52% below the county figure and 33% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Arizona charges 5.6% statewide, and local governments overlapping 85545 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 85545 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 85545

What a purchase inside this ZIP costs at checkout.

Rate applied
5.6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$56Before any exemptions

Arizona levies 5.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
3.9×Home value ÷ household income
Est. mortgage
$997/mo20% down, 30-yr at 6.75%
Poverty rate
17.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 85545 compares

ZIP 85545 against the median ZIP in Maricopa County and across Arizona.

MeasureZIP 85545County medianState medianvs state
Median household income$49,688$81,990$64,475-23%
Median home value$192,200$398,400$286,800-33%
Median gross rent—$1,669$1,231—
Population66935,8238,403-92%

Medians are computed across the 135 ZIP areas in Maricopa County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 24% of 383 state ZIPs

#292
Home value

above 31% of 375 state ZIPs

#258
Population

larger than 16% of 417 state ZIPs

#351

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
85553Gila County$49,630$253,400$436
86329Yavapai County$49,615$268,300$1,161
86045Coconino County$49,559$67,700$825
85626Cochise County$49,946$91,100—
86047Navajo County$50,062$113,700$875
85630Cochise County$49,306$148,500—

Nearby ZIP codes

Other ZIP codes filed under Maricopa County.

Adjacent ZIP Codes

Other ZIP codes in Maricopa County, Arizona.

ZIP 85545 questions

Common questions about this ZIP code.

Where is ZIP code 85545?
ZIP 85545 lies mostly in Maricopa County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 85545?
Arizona charges 5.6% statewide, plus any county, city or district rate that applies locally.
Is 85545 expensive to live in?
Median rent runs — a month, and the median home is worth $192,200 — -33% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 85545, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.