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Navajo County · Arizona

ZIP code 86047

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 86047 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
13,913

ZCTA residents

Median income
$50,062

Household, past 12 months

Median home
$113,700

Owner-occupied value

Sales tax
5.6%

Arizona state rate

Quick answer

ZIP 86047 sits in Navajo County, Arizona and is home to 13,913 people. Median household income is $50,062, the median home is worth $113,700 and median gross rent is $875. 61.3% of households own their home, and purchases are taxed at 5.6% (Arizona state rate).

County
Navajo County

FIPS 04017

State
Arizona (AZ)

417 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 86047

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
13,913ZIP 86047 residents
Median household income
$50,062Past 12 months, inflation adjusted
Median home value
$113,700Owner-occupied units
Median gross rent
$875Rent plus utilities, monthly
Median age
34.3 yrsAll residents
Homeownership rate
61.3%Owner-occupied households

ZIP 86047 in context

How this area compares with national benchmarks.

ZIP 86047 is a mid-size town in Navajo County, Arizona, with 13,913 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #179 of 417 ranked by population — larger than 57% of them. The median age here is 34.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 86047 earn a median of $50,062 a year, 36.3% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 28.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 86047 is valued at $113,700, 62.5% below the national figure, while median gross rent runs $875 a month, 37.8% below the national figure, or roughly $10,500 across a full year. A household on the local median income would put about 21% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 61.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 86047 in context

How 86047 sits inside Navajo County and Arizona.

ZIP 86047 is tabulated inside Navajo County, Arizona, one of 26 ZIP areas the Census publishes for that county and 417 across Arizona. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 86047 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 86047 reports a median household income of $50,062, 8% below the $54,460 county median, and 22% below the $64,475 typical AZ ZIP. Owner-occupied homes are valued at a median of $113,700, 21% below the county figure and 60% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $875 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Arizona charges 5.6% statewide, and local governments overlapping 86047 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 86047 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 86047

What a purchase inside this ZIP costs at checkout.

Rate applied
5.6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$56Before any exemptions

Arizona levies 5.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
2.3×Home value ÷ household income
Est. mortgage
$590/mo20% down, 30-yr at 6.75%
Poverty rate
28.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 86047 compares

ZIP 86047 against the median ZIP in Navajo County and across Arizona.

MeasureZIP 86047County medianState medianvs state
Median household income$50,062$54,460$64,475-22%
Median home value$113,700$144,600$286,800-60%
Median gross rent$875$875$1,231-29%
Population13,9132,0028,403+66%

Medians are computed across the 26 ZIP areas in Navajo County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 24% of 383 state ZIPs

#290
Home value

above 16% of 375 state ZIPs

#315
Population

larger than 57% of 417 state ZIPs

#179

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
85626Cochise County$49,946$91,100—
85550Gila County$50,181$66,900$392
85713Pima County$50,264$171,700$1,017
85545Maricopa County$49,688$192,200—
85553Gila County$49,630$253,400$436
86329Yavapai County$49,615$268,300$1,161

Nearby ZIP codes

Other ZIP codes filed under Navajo County.

Adjacent ZIP Codes

Other ZIP codes in Navajo County, Arizona.

ZIP 86047 questions

Common questions about this ZIP code.

Where is ZIP code 86047?
ZIP 86047 lies mostly in Navajo County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 86047?
Arizona charges 5.6% statewide, plus any county, city or district rate that applies locally.
Is 86047 expensive to live in?
Median rent runs $875 a month, about 21% of median household income, and the median home is worth $113,700 — -60% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 86047, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.