
Maricopa County · Arizona
ZIP code 85004
- Population
- 11,178
- Median income
- $71,250
- Median home
- $365,500
- Sales tax
- 8.6%
ZCTA residents
Household, past 12 months
Owner-occupied value
Combined state + local
Quick answer
ZIP 85004 sits in Maricopa County, Arizona and is home to 11,178 people. Median household income is $71,250, the median home is worth $365,500 and median gross rent is $1,759. 23.6% of households own their home, and purchases are taxed at 8.6% combined.
- County
- Maricopa County
- State
- Arizona (AZ)
- Area codes
- 480, 602, 623
FIPS 04013
417 ZIPs covered
NANPA codes serving this area
The numbers for 85004
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 11,178ZIP 85004 residents
- Median household income
- $71,250Past 12 months, inflation adjusted
- Median home value
- $365,500Owner-occupied units
- Median gross rent
- $1,759Rent plus utilities, monthly
- Median age
- 28.1 yrsAll residents
- Homeownership rate
- 23.6%Owner-occupied households
ZIP 85004 in context
How this area compares with national benchmarks.
ZIP 85004 is a mid-size town in Maricopa County, Arizona, with 11,178 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #189 of 417 ranked by population — larger than 54% of them. The median age here is 28.1 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 85004 earn a median of $71,250 a year, 9.3% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 22.7% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.
The typical owner-occupied home in ZIP 85004 is valued at $365,500, 20.5% above the national figure, while median gross rent runs $1,759 a month, 25.1% above the national figure, or roughly $21,108 across a full year. A household on the local median income would put about 29.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.1×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 23.6% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
A median age of 28.1 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 85004 in context
How 85004 sits inside Maricopa County and Arizona.
ZIP 85004 is tabulated inside Maricopa County, Arizona, one of 135 ZIP areas the Census publishes for that county and 417 across Arizona. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 85004 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 85004 reports a median household income of $71,250, 13% below the $81,990 county median, and 11% above the $64,475 typical AZ ZIP. Owner-occupied homes are valued at a median of $365,500, 8% below the county figure and 27% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,759 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
A taxable purchase made inside 85004 carries 8.6% at the register, assembled from the Phoenix jurisdiction stack: the Arizona state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 85004 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 85004 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 85004
What a purchase inside this ZIP costs at checkout.
This ZIP falls inside the Phoenix rate area, so state, county, city and district levies are published here as a full stack.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 85004 compares
ZIP 85004 against the median ZIP in Maricopa County and across Arizona.
| Measure | ZIP 85004 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $71,250 | $81,990 | $64,475 | +11% |
| Median home value | $365,500 | $398,400 | $286,800 | +27% |
| Median gross rent | $1,759 | $1,669 | $1,231 | +43% |
| Population | 11,178 | 35,823 | 8,403 | +33% |
Medians are computed across the 135 ZIP areas in Maricopa County and the 417 ZIP areas in Arizona.
Statewide rank
Where this ZIP places among all 417 Arizona ZIP areas.
- Income
- #151
- Home value
- #123
- Population
- #189
richer than 61% of 383 state ZIPs
above 67% of 375 state ZIPs
larger than 55% of 417 state ZIPs
Comparable ZIP codes
Arizona ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Maricopa County.
Adjacent ZIP Codes
Other ZIP codes in Maricopa County, Arizona.
ZIP 85004 questions
Common questions about this ZIP code.
- Where is ZIP code 85004?
- ZIP 85004 lies mostly in Maricopa County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 85004?
- Purchases are taxed at 8.6% combined, built from the Phoenix jurisdiction stack.
- Is 85004 expensive to live in?
- Median rent runs $1,759 a month, about 30% of median household income, and the median home is worth $365,500 — +27% against the typical Arizona ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Arizona Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.