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ZipNumbers

Coconino County · Arizona

ZIP code 86045

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 86045 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
10,691

ZCTA residents

Median income
$49,559

Household, past 12 months

Median home
$67,700

Owner-occupied value

Sales tax
5.6%

Arizona state rate

Quick answer

ZIP 86045 sits in Coconino County, Arizona and is home to 10,691 people. Median household income is $49,559, the median home is worth $67,700 and median gross rent is $825. 62.1% of households own their home, and purchases are taxed at 5.6% (Arizona state rate).

County
Coconino County

FIPS 04005

State
Arizona (AZ)

417 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 86045

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
10,691ZIP 86045 residents
Median household income
$49,559Past 12 months, inflation adjusted
Median home value
$67,700Owner-occupied units
Median gross rent
$825Rent plus utilities, monthly
Median age
34.3 yrsAll residents
Homeownership rate
62.1%Owner-occupied households

Sales tax in 86045

What a purchase inside this ZIP costs at checkout.

Rate applied
5.6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$56Before any exemptions

Arizona levies 5.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
1.4×Home value ÷ household income
Est. mortgage
$351/mo20% down, 30-yr at 6.75%
Poverty rate
29.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 86045 compares

ZIP 86045 against the median ZIP in Coconino County and across Arizona.

MeasureZIP 86045County medianState medianvs state
Median household income$49,559$58,571$64,475-23%
Median home value$67,700$186,600$286,800-76%
Median gross rent$825$1,009$1,231-33%
Population10,6911,6758,403+27%

Medians are computed across the 26 ZIP areas in Coconino County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 23% of 383 state ZIPs

#295
Home value

above 9% of 375 state ZIPs

#340
Population

larger than 54% of 417 state ZIPs

#191

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
86329Yavapai County$49,615$268,300$1,161
85553Gila County$49,630$253,400$436
85545Maricopa County$49,688$192,200
85630Cochise County$49,306$148,500
85337Maricopa County$49,260$120,800$1,089
85626Cochise County$49,946$91,100

Nearby ZIP codes

Other ZIP codes filed under Coconino County.

ZIP 86045 questions

Common questions about this ZIP code.

Where is ZIP code 86045?
ZIP 86045 lies mostly in Coconino County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 86045?
Arizona charges 5.6% statewide, plus any county, city or district rate that applies locally.
Is 86045 expensive to live in?
Median rent runs $825 a month, about 20% of median household income, and the median home is worth $67,700-76% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 86045, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.