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ZipNumbers

Graham County · Arizona

ZIP code 85546

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 85546 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
20,735

ZCTA residents

Median income
$61,930

Household, past 12 months

Median home
$192,700

Owner-occupied value

Sales tax
5.6%

Arizona state rate

Quick answer

ZIP 85546 sits in Graham County, Arizona and is home to 20,735 people. Median household income is $61,930, the median home is worth $192,700 and median gross rent is $930. 75.7% of households own their home, and purchases are taxed at 5.6% (Arizona state rate).

County
Graham County

FIPS 04009

State
Arizona (AZ)

417 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 85546

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
20,735ZIP 85546 residents
Median household income
$61,930Past 12 months, inflation adjusted
Median home value
$192,700Owner-occupied units
Median gross rent
$930Rent plus utilities, monthly
Median age
35.5 yrsAll residents
Homeownership rate
75.7%Owner-occupied households

Sales tax in 85546

What a purchase inside this ZIP costs at checkout.

Rate applied
5.6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$56Before any exemptions

Arizona levies 5.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,000/mo20% down, 30-yr at 6.75%
Poverty rate
15.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 85546 compares

ZIP 85546 against the median ZIP in Graham County and across Arizona.

MeasureZIP 85546County medianState medianvs state
Median household income$61,930$75,385$64,475-4%
Median home value$192,700$177,100$286,800-33%
Median gross rent$930$700$1,231-24%
Population20,7352,4668,403+147%

Medians are computed across the 10 ZIP areas in Graham County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 45% of 383 state ZIPs

#212
Home value

above 31% of 375 state ZIPs

#257
Population

larger than 65% of 417 state ZIPs

#146

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
85193Pinal County$61,860$118,900$846
85008Maricopa County$61,369$323,600$1,300
85533Greenlee County$62,500$86,200
85302Maricopa County$62,516$326,600$1,241
86001Coconino County$62,587$570,900$1,505
85614Pima County$62,599$272,900$1,198

Nearby ZIP codes

Other ZIP codes filed under Graham County.

ZIP 85546 questions

Common questions about this ZIP code.

Where is ZIP code 85546?
ZIP 85546 lies mostly in Graham County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 85546?
Arizona charges 5.6% statewide, plus any county, city or district rate that applies locally.
Is 85546 expensive to live in?
Median rent runs $930 a month, about 18% of median household income, and the median home is worth $192,700-33% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 85546, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.