Shelby ZIP codes — Shelby County, Tennessee

Shelby County is a major city in Tennessee, with 922,195 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 35.8 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Shelby County earn a median of $62,337 a year, 20.6% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 17.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Shelby County is valued at $229,700, 24.3% below the national figure, while median gross rent runs $1,170 a month, 16.8% below the national figure, or roughly $14,040 across a full year. A household on the local median income would put about 22.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 54.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.