Spottsville, KY population, income and ZIP codes

Spottsville CDP is a very small community in Kentucky, with 130 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #506 of 554 ranked by population — larger than 8% of them. The median age here is 58.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Spottsville CDP earn a median of $56,563 a year, 28% below the national figure of $78,538 and within a couple of points of the $55,469 median for the 246 Kentucky cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 50% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Spottsville CDP is valued at $90,600, 70.1% below the national figure and 42% below the $157,200 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 1.6×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 100% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 58.6 puts Spottsville CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 130 residents, a handful of survey responses moves every median on this page. Compare Spottsville CDP against its county rather than against national figures.

The Census withheld gross rent for Spottsville CDP because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.