Georgetown, KY population, income and ZIP codes

Georgetown city is a small city in Kentucky, with 38,206 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #6 of 554 ranked by population — larger than 99% of them. The median age here is 32.7 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Georgetown city earn a median of $78,373 a year, essentially level with the national figure of $78,538 and 41% above the $55,469 median for the 246 Kentucky cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 12.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Georgetown city is valued at $244,200, 19.5% below the national figure and 55% above the $157,200 peer median, while median gross rent runs $1,199 a month, 14.7% below the national figure, or roughly $14,388 across a full year. A household on the local median income would put about 18.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 62.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.