Monterey, KY population, income and ZIP codes

Monterey city is a very small community in Kentucky, with 94 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #526 of 554 ranked by population — larger than 5% of them. The median age here is 45 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Monterey city earn a median of $66,458 a year, 15.4% below the national figure of $78,538 and 20% above the $55,469 median for the 246 Kentucky cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 28.7% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Monterey city is valued at $107,100, 64.7% below the national figure and 32% below the $157,200 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 1.6×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 89.4% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 94 residents, a handful of survey responses moves every median on this page. Compare Monterey city against its county rather than against national figures.

The Census withheld gross rent for Monterey city because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.