Germantown, KY population, income and ZIP codes

Germantown city is a very small community in Kentucky, with 224 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #452 of 554 ranked by population — larger than 18% of them. The median age here is 33.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Germantown city earn a median of $86,250 a year, 9.8% above the national figure of $78,538 and 55% above the $55,469 median for the 246 Kentucky cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Germantown city is valued at $102,300, 66.3% below the national figure and 35% below the $157,200 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 1.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 76% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 224 residents, a handful of survey responses moves every median on this page. Compare Germantown city against its county rather than against national figures.

The Census withheld gross rent for Germantown city because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.