Cambridge, KY population, income and ZIP codes

Cambridge city is a very small community in Kentucky, with 134 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #504 of 554 ranked by population — larger than 9% of them. The median age here is 45 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Cambridge city earn a median of $98,281 a year, 25.1% above the national figure of $78,538 and 77% above the $55,469 median for the 246 Kentucky cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 3.7% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Cambridge city is valued at $229,200, 24.5% below the national figure and 46% above the $157,200 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 95.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 134 residents, a handful of survey responses moves every median on this page. Compare Cambridge city against its county rather than against national figures.

The Census withheld gross rent for Cambridge city because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.