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ZipNumbers

McLennan County · Texas

ZIP code 76706

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 76706 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
40,668

ZCTA residents

Median income
$42,277

Household, past 12 months

Median home
$180,600

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 76706 sits in McLennan County, Texas and is home to 40,668 people. Median household income is $42,277, the median home is worth $180,600 and median gross rent is $1,063. 38.9% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
McLennan County

FIPS 48309

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 76706

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
40,668ZIP 76706 residents
Median household income
$42,277Past 12 months, inflation adjusted
Median home value
$180,600Owner-occupied units
Median gross rent
$1,063Rent plus utilities, monthly
Median age
23.8 yrsAll residents
Homeownership rate
38.9%Owner-occupied households

Sales tax in 76706

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
30%Median rent ÷ median income
Price-to-income
4.3×Home value ÷ household income
Est. mortgage
$937/mo20% down, 30-yr at 6.75%
Poverty rate
32.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 76706 compares

ZIP 76706 against the median ZIP in McLennan County and across Texas.

MeasureZIP 76706County medianState medianvs state
Median household income$42,277$72,632$68,103-38%
Median home value$180,600$206,550$194,900-7%
Median gross rent$1,063$1,032$1,105-4%
Population40,6688,4805,317+665%

Medians are computed across the 20 ZIP areas in McLennan County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 8% of 1,756 state ZIPs

#1,611
Home value

above 45% of 1,705 state ZIPs

#931
Population

larger than 89% of 1,989 state ZIPs

#218

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
78872Zavala County$42,270$96,900$2,056
77081Harris County$42,228$245,200$990
76471Eastland County$42,333$122,400$656
78141DeWitt County$42,361$59,000$769
77624Tyler County$42,388$202,400$1,063
75855Leon County$42,100$164,300$781

Nearby ZIP codes

Other ZIP codes filed under McLennan County.

ZIP 76706 questions

Common questions about this ZIP code.

Where is ZIP code 76706?
ZIP 76706 lies mostly in McLennan County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 76706?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 76706 expensive to live in?
Median rent runs $1,063 a month, about 30% of median household income, and the median home is worth $180,600-7% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 76706, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.