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Zavala County · Texas

ZIP code 78872

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 78872 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,166

ZCTA residents

Median income
$42,270

Household, past 12 months

Median home
$96,900

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 78872 sits in Zavala County, Texas and is home to 1,166 people. Median household income is $42,270, the median home is worth $96,900 and median gross rent is $2,056. 74.9% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Zavala County

FIPS 48507

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 78872

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,166ZIP 78872 residents
Median household income
$42,270Past 12 months, inflation adjusted
Median home value
$96,900Owner-occupied units
Median gross rent
$2,056Rent plus utilities, monthly
Median age
27.7 yrsAll residents
Homeownership rate
74.9%Owner-occupied households

ZIP 78872 in context

How this area compares with national benchmarks.

ZIP 78872 is a small town in Zavala County, Texas, with 1,166 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1421 of 1,989 ranked by population — larger than 28% of them. The median age here is 27.7 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 78872 earn a median of $42,270 a year, 46.2% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 17.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 78872 is valued at $96,900, 68.1% below the national figure, while median gross rent runs $2,056 a month, 46.2% above the national figure, or roughly $24,672 across a full year. A household on the local median income would put about 58.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is severely stretched — a median-income renter clears the cost-burden line by a wide margin before utilities beyond the gross-rent definition. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 74.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

ZIP 78872 is the unusual combination of expensive to rent and cheap to buy: rent takes 58.4% of median income while homes cost only 2.3× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. A median age of 27.7 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 78872 in context

How 78872 sits inside Zavala County and Texas.

ZIP 78872 is tabulated inside Zavala County, Texas, one of 3 ZIP areas the Census publishes for that county and 1,989 across Texas. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 78872 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 78872 reports a median household income of $42,270, close to the $42,270 county median, and 38% below the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $96,900, 5% above the county figure and 50% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,056 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 78872 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 78872 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 78872

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
58%Median rent ÷ median income
Price-to-income
2.3×Home value ÷ household income
Est. mortgage
$503/mo20% down, 30-yr at 6.75%
Poverty rate
17.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 78872 compares

ZIP 78872 against the median ZIP in Zavala County and across Texas.

MeasureZIP 78872County medianState medianvs state
Median household income$42,270$42,270$68,103-38%
Median home value$96,900$91,900$194,900-50%
Median gross rent$2,056$1,252$1,105+86%
Population1,1661,1665,317-78%

Medians are computed across the 3 ZIP areas in Zavala County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 8% of 1,756 state ZIPs

#1,612
Home value

above 11% of 1,705 state ZIPs

#1,509
Population

larger than 29% of 1,989 state ZIPs

#1,421

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
76706McLennan County$42,277$180,600$1,063
77081Harris County$42,228$245,200$990
76471Eastland County$42,333$122,400$656
78141DeWitt County$42,361$59,000$769
77624Tyler County$42,388$202,400$1,063
75855Leon County$42,100$164,300$781

Nearby ZIP codes

Other ZIP codes filed under Zavala County.

Adjacent ZIP Codes

Other ZIP codes in Zavala County, Texas.

ZIP 78872 questions

Common questions about this ZIP code.

Where is ZIP code 78872?
ZIP 78872 lies mostly in Zavala County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 78872?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 78872 expensive to live in?
Median rent runs $2,056 a month, about 58% of median household income, and the median home is worth $96,900 — -50% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 78872, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.