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ZipNumbers

McLennan County · Texas

ZIP code 76643

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 76643 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,244

ZCTA residents

Median income
$83,798

Household, past 12 months

Median home
$252,200

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 76643 sits in McLennan County, Texas and is home to 16,244 people. Median household income is $83,798, the median home is worth $252,200 and median gross rent is $1,389. 67.4% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
McLennan County

FIPS 48309

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 76643

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,244ZIP 76643 residents
Median household income
$83,798Past 12 months, inflation adjusted
Median home value
$252,200Owner-occupied units
Median gross rent
$1,389Rent plus utilities, monthly
Median age
37.1 yrsAll residents
Homeownership rate
67.4%Owner-occupied households

Sales tax in 76643

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$1,309/mo20% down, 30-yr at 6.75%
Poverty rate
4.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 76643 compares

ZIP 76643 against the median ZIP in McLennan County and across Texas.

MeasureZIP 76643County medianState medianvs state
Median household income$83,798$72,632$68,103+23%
Median home value$252,200$206,550$194,900+29%
Median gross rent$1,389$1,032$1,105+26%
Population16,2448,4805,317+206%

Medians are computed across the 20 ZIP areas in McLennan County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 73% of 1,756 state ZIPs

#477
Home value

above 70% of 1,705 state ZIPs

#508
Population

larger than 67% of 1,989 state ZIPs

#657

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
77571Harris County$83,795$220,300$1,328
76310Archer County$83,610$201,300$1,005
75754Van Zandt County$84,014$249,500$1,063
77339Harris County$84,015$274,900$1,605
75789Cherokee County$83,561$192,200$983
77066Harris County$83,545$217,500$1,396

Nearby ZIP codes

Other ZIP codes filed under McLennan County.

ZIP 76643 questions

Common questions about this ZIP code.

Where is ZIP code 76643?
ZIP 76643 lies mostly in McLennan County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 76643?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 76643 expensive to live in?
Median rent runs $1,389 a month, about 20% of median household income, and the median home is worth $252,200+29% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 76643, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.