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ZipNumbers

McLennan County · Texas

ZIP code 76705

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 76705 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
31,750

ZCTA residents

Median income
$54,881

Household, past 12 months

Median home
$167,000

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 76705 sits in McLennan County, Texas and is home to 31,750 people. Median household income is $54,881, the median home is worth $167,000 and median gross rent is $941. 61.5% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
McLennan County

FIPS 48309

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 76705

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
31,750ZIP 76705 residents
Median household income
$54,881Past 12 months, inflation adjusted
Median home value
$167,000Owner-occupied units
Median gross rent
$941Rent plus utilities, monthly
Median age
35 yrsAll residents
Homeownership rate
61.5%Owner-occupied households

Sales tax in 76705

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$867/mo20% down, 30-yr at 6.75%
Poverty rate
19.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 76705 compares

ZIP 76705 against the median ZIP in McLennan County and across Texas.

MeasureZIP 76705County medianState medianvs state
Median household income$54,881$72,632$68,103-19%
Median home value$167,000$206,550$194,900-14%
Median gross rent$941$1,032$1,105-15%
Population31,7508,4805,317+497%

Medians are computed across the 20 ZIP areas in McLennan County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 26% of 1,756 state ZIPs

#1,306
Home value

above 41% of 1,705 state ZIPs

#1,004
Population

larger than 83% of 1,989 state ZIPs

#346

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
75231Dallas County$54,884$466,200$1,220
75164Collin County$54,844$229,000
75946Nacogdoches County$54,920$146,700$915
77518Galveston County$54,806$168,000$1,169
79226Donley County$54,787$92,900$727
76116Tarrant County$54,738$286,500$1,205

Nearby ZIP codes

Other ZIP codes filed under McLennan County.

ZIP 76705 questions

Common questions about this ZIP code.

Where is ZIP code 76705?
ZIP 76705 lies mostly in McLennan County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 76705?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 76705 expensive to live in?
Median rent runs $941 a month, about 21% of median household income, and the median home is worth $167,000-14% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 76705, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.