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ZipNumbers

Hamilton County · Tennessee

ZIP code 37412

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 37412 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
21,840

ZCTA residents

Median income
$56,600

Household, past 12 months

Median home
$182,600

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 37412 sits in Hamilton County, Tennessee and is home to 21,840 people. Median household income is $56,600, the median home is worth $182,600 and median gross rent is $1,120. 58.1% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Hamilton County

FIPS 47065

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 37412

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
21,840ZIP 37412 residents
Median household income
$56,600Past 12 months, inflation adjusted
Median home value
$182,600Owner-occupied units
Median gross rent
$1,120Rent plus utilities, monthly
Median age
36.7 yrsAll residents
Homeownership rate
58.1%Owner-occupied households

Sales tax in 37412

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
3.2×Home value ÷ household income
Est. mortgage
$947/mo20% down, 30-yr at 6.75%
Poverty rate
14.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 37412 compares

ZIP 37412 against the median ZIP in Hamilton County and across Tennessee.

MeasureZIP 37412County medianState medianvs state
Median household income$56,600$66,389$59,143-4%
Median home value$182,600$263,100$195,100-6%
Median gross rent$1,120$1,089$885+27%
Population21,8408,3624,324+405%

Medians are computed across the 26 ZIP areas in Hamilton County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 43% of 596 state ZIPs

#341
Home value

above 43% of 589 state ZIPs

#334
Population

larger than 83% of 638 state ZIPs

#110

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38257Obion County$56,527$116,500$776
37331McMinn County$56,484$171,000$837
37033Hickman County$56,455$199,800$935
38104Shelby County$56,452$301,100$1,073
37028Stewart County$56,765$153,800
38236Henry County$56,771$119,600

Nearby ZIP codes

Other ZIP codes filed under Hamilton County.

ZIP 37412 questions

Common questions about this ZIP code.

Where is ZIP code 37412?
ZIP 37412 lies mostly in Hamilton County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 37412?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 37412 expensive to live in?
Median rent runs $1,120 a month, about 24% of median household income, and the median home is worth $182,600-6% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 37412, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.