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Henry County · Tennessee

ZIP code 38236

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38236 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
966

ZCTA residents

Median income
$56,771

Household, past 12 months

Median home
$119,600

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 38236 sits in Henry County, Tennessee and is home to 966 people. Median household income is $56,771, the median home is worth $119,600 and median gross rent is —. 70.3% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Henry County

FIPS 47079

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38236

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
966ZIP 38236 residents
Median household income
$56,771Past 12 months, inflation adjusted
Median home value
$119,600Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
51.6 yrsAll residents
Homeownership rate
70.3%Owner-occupied households

ZIP 38236 in context

How this area compares with national benchmarks.

ZIP 38236 is a very small community in Henry County, Tennessee, with 966 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #535 of 638 ranked by population — larger than 16% of them. The median age here is 51.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 38236 earn a median of $56,771 a year, 27.7% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 30.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 38236 is valued at $119,600, 60.6% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 70.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 51.6 puts ZIP 38236 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 966 residents, a handful of survey responses moves every median on this page. Compare ZIP 38236 against its county rather than against national figures.

The Census withheld gross rent for ZIP 38236 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 38236 in context

How 38236 sits inside Henry County and Tennessee.

ZIP 38236 is tabulated inside Henry County, Tennessee, one of 7 ZIP areas the Census publishes for that county and 638 across Tennessee. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 38236 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 38236 reports a median household income of $56,771, 8% above the $52,759 county median, and 4% below the $59,143 typical TN ZIP. Owner-occupied homes are valued at a median of $119,600, 13% below the county figure and 39% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Tennessee charges 7% statewide, and local governments overlapping 38236 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 38236 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 38236

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.1×Home value ÷ household income
Est. mortgage
$621/mo20% down, 30-yr at 6.75%
Poverty rate
30.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38236 compares

ZIP 38236 against the median ZIP in Henry County and across Tennessee.

MeasureZIP 38236County medianState medianvs state
Median household income$56,771$52,759$59,143-4%
Median home value$119,600$137,800$195,100-39%
Median gross rent—$719$885—
Population9662,0124,324-78%

Medians are computed across the 7 ZIP areas in Henry County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 43% of 596 state ZIPs

#339
Home value

above 14% of 589 state ZIPs

#509
Population

larger than 16% of 638 state ZIPs

#535

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
37028Stewart County$56,765$153,800—
37412Hamilton County$56,600$182,600$1,120
38548Putnam County$56,979$213,100$833
38257Obion County$56,527$116,500$776
38015Tipton County$57,054$177,600$859
37331McMinn County$56,484$171,000$837

Nearby ZIP codes

Other ZIP codes filed under Henry County.

Adjacent ZIP Codes

Other ZIP codes in Henry County, Tennessee.

ZIP 38236 questions

Common questions about this ZIP code.

Where is ZIP code 38236?
ZIP 38236 lies mostly in Henry County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38236?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38236 expensive to live in?
Median rent runs — a month, and the median home is worth $119,600 — -39% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38236, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.