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ZipNumbers

Obion County · Tennessee

ZIP code 38257

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38257 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,205

ZCTA residents

Median income
$56,527

Household, past 12 months

Median home
$116,500

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 38257 sits in Obion County, Tennessee and is home to 4,205 people. Median household income is $56,527, the median home is worth $116,500 and median gross rent is $776. 73.4% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Obion County

FIPS 47131

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38257

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,205ZIP 38257 residents
Median household income
$56,527Past 12 months, inflation adjusted
Median home value
$116,500Owner-occupied units
Median gross rent
$776Rent plus utilities, monthly
Median age
46.7 yrsAll residents
Homeownership rate
73.4%Owner-occupied households

Sales tax in 38257

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.1×Home value ÷ household income
Est. mortgage
$604/mo20% down, 30-yr at 6.75%
Poverty rate
15.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38257 compares

ZIP 38257 against the median ZIP in Obion County and across Tennessee.

MeasureZIP 38257County medianState medianvs state
Median household income$56,527$52,884$59,143-4%
Median home value$116,500$116,500$195,100-40%
Median gross rent$776$776$885-12%
Population4,2052,0074,324-3%

Medians are computed across the 8 ZIP areas in Obion County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 43% of 596 state ZIPs

#342
Home value

above 11% of 589 state ZIPs

#522
Population

larger than 49% of 638 state ZIPs

#323

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
37331McMinn County$56,484$171,000$837
37033Hickman County$56,455$199,800$935
37412Hamilton County$56,600$182,600$1,120
38104Shelby County$56,452$301,100$1,073
37902Knox County$56,397$570,700$1,322
37887Morgan County$56,375$149,100$682

Nearby ZIP codes

Other ZIP codes filed under Obion County.

ZIP 38257 questions

Common questions about this ZIP code.

Where is ZIP code 38257?
ZIP 38257 lies mostly in Obion County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38257?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38257 expensive to live in?
Median rent runs $776 a month, about 16% of median household income, and the median home is worth $116,500-40% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38257, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.