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ZipNumbers

Hamilton County · Tennessee

ZIP code 37402

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 37402 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,203

ZCTA residents

Median income
$28,829

Household, past 12 months

Median home
$460,000

Owner-occupied value

Sales tax
9.25%

Combined state + local

Quick answer

ZIP 37402 sits in Hamilton County, Tennessee and is home to 4,203 people. Median household income is $28,829, the median home is worth $460,000 and median gross rent is $673. 5.3% of households own their home, and purchases are taxed at 9.25% combined.

County
Hamilton County

FIPS 47065

State
Tennessee (TN)

638 ZIPs covered

Area codes
423

NANPA codes serving this area

Metro area
Chattanooga

Rate jurisdiction used for tax

The numbers for 37402

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,203ZIP 37402 residents
Median household income
$28,829Past 12 months, inflation adjusted
Median home value
$460,000Owner-occupied units
Median gross rent
$673Rent plus utilities, monthly
Median age
39.9 yrsAll residents
Homeownership rate
5.3%Owner-occupied households

Sales tax in 37402

What a purchase inside this ZIP costs at checkout.

Rate applied
9.25%Chattanooga jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$93Before any exemptions

This ZIP falls inside the Chattanooga rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
28%Median rent ÷ median income
Price-to-income
16.0×Home value ÷ household income
Est. mortgage
$2,387/mo20% down, 30-yr at 6.75%
Poverty rate
36%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 37402 compares

ZIP 37402 against the median ZIP in Hamilton County and across Tennessee.

MeasureZIP 37402County medianState medianvs state
Median household income$28,829$66,389$59,143-51%
Median home value$460,000$263,100$195,100+136%
Median gross rent$673$1,089$885-24%
Population4,2038,3624,324-3%

Medians are computed across the 26 ZIP areas in Hamilton County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 2% of 596 state ZIPs

#585
Home value

above 96% of 589 state ZIPs

#26
Population

larger than 49% of 638 state ZIPs

#324

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38079Lake County$28,750$153,400$438
38105Shelby County$29,316$75,400$928
37710Anderson County$29,646$82,500$671
38106Shelby County$29,818$66,400$915
38126Shelby County$30,825$59,000$794
37765Hancock County$32,000$95,000

Nearby ZIP codes

Other ZIP codes filed under Hamilton County.

ZIP 37402 questions

Common questions about this ZIP code.

Where is ZIP code 37402?
ZIP 37402 lies mostly in Hamilton County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 37402?
Purchases are taxed at 9.25% combined, built from the Chattanooga jurisdiction stack.
Is 37402 expensive to live in?
Median rent runs $673 a month, about 28% of median household income, and the median home is worth $460,000+136% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 37402, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.