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Umatilla County · Oregon

ZIP code 97868

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 97868 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,531

ZCTA residents

Median income
$95,893

Household, past 12 months

Median home
$190,300

Owner-occupied value

Sales tax
0%

Oregon state rate

Quick answer

ZIP 97868 sits in Umatilla County, Oregon and is home to 1,531 people. Median household income is $95,893, the median home is worth $190,300 and median gross rent is $979. 87.1% of households own their home, and purchases are taxed at 0% (Oregon state rate).

County
Umatilla County

FIPS 41059

State
Oregon (OR)

428 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 97868

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,531ZIP 97868 residents
Median household income
$95,893Past 12 months, inflation adjusted
Median home value
$190,300Owner-occupied units
Median gross rent
$979Rent plus utilities, monthly
Median age
45.7 yrsAll residents
Homeownership rate
87.1%Owner-occupied households

ZIP 97868 in context

How this area compares with national benchmarks.

ZIP 97868 is a small town in Umatilla County, Oregon, with 1,531 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #248 of 428 ranked by population — larger than 42% of them. The median age here is 45.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 97868 earn a median of $95,893 a year, 22.1% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 5.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 97868 is valued at $190,300, 37.3% below the national figure, while median gross rent runs $979 a month, 30.4% below the national figure, or roughly $11,748 across a full year. A household on the local median income would put about 12.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 87.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 97868 in context

How 97868 sits inside Umatilla County and Oregon.

ZIP 97868 is tabulated inside Umatilla County, Oregon, one of 13 ZIP areas the Census publishes for that county and 428 across Oregon. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 97868 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 97868 reports a median household income of $95,893, 34% above the $71,498 county median, and 34% above the $71,485 typical OR ZIP. Owner-occupied homes are valued at a median of $190,300, 19% below the county figure and 51% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $979 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oregon charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 97868.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 97868 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 97868

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Oregon levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
12%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$987/mo20% down, 30-yr at 6.75%
Poverty rate
5.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 97868 compares

ZIP 97868 against the median ZIP in Umatilla County and across Oregon.

MeasureZIP 97868County medianState medianvs state
Median household income$95,893$71,498$71,485+34%
Median home value$190,300$235,850$385,100-51%
Median gross rent$979$935$1,183-17%
Population1,5311,3662,452-38%

Medians are computed across the 13 ZIP areas in Umatilla County and the 428 ZIP areas in Oregon.

Statewide rank

Where this ZIP places among all 428 Oregon ZIP areas.

Income

richer than 80% of 385 state ZIPs

#76
Home value

above 3% of 379 state ZIPs

#366
Population

larger than 42% of 428 state ZIPs

#248

Comparable ZIP codes

Oregon ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
97213Multnomah County$95,801$609,100$1,490
97321Linn County$95,687$442,400$1,264
97080Multnomah County$96,218$485,000$1,596
97127Yamhill County$96,419$383,000$1,144
97056Columbia County$95,351$437,500$1,612
97011Clackamas County$96,486$585,700—

Nearby ZIP codes

Other ZIP codes filed under Umatilla County.

Adjacent ZIP Codes

Other ZIP codes in Umatilla County, Oregon.

ZIP 97868 questions

Common questions about this ZIP code.

Where is ZIP code 97868?
ZIP 97868 lies mostly in Umatilla County, Oregon. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 97868?
Oregon charges 0% statewide.
Is 97868 expensive to live in?
Median rent runs $979 a month, about 12% of median household income, and the median home is worth $190,300 — -51% against the typical Oregon ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 97868, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.