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Linn County · Oregon

ZIP code 97321

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 97321 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
30,996

ZCTA residents

Median income
$95,687

Household, past 12 months

Median home
$442,400

Owner-occupied value

Sales tax
0%

Oregon state rate

Quick answer

ZIP 97321 sits in Linn County, Oregon and is home to 30,996 people. Median household income is $95,687, the median home is worth $442,400 and median gross rent is $1,264. 73.7% of households own their home, and purchases are taxed at 0% (Oregon state rate).

County
Linn County

FIPS 41043

State
Oregon (OR)

428 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 97321

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
30,996ZIP 97321 residents
Median household income
$95,687Past 12 months, inflation adjusted
Median home value
$442,400Owner-occupied units
Median gross rent
$1,264Rent plus utilities, monthly
Median age
40 yrsAll residents
Homeownership rate
73.7%Owner-occupied households

ZIP 97321 in context

How this area compares with national benchmarks.

ZIP 97321 is a small city in Linn County, Oregon, with 30,996 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #53 of 428 ranked by population — larger than 87% of them. The median age here is 40 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 97321 earn a median of $95,687 a year, 21.8% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 9.6% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 97321 is valued at $442,400, 45.8% above the national figure, while median gross rent runs $1,264 a month, 10.1% below the national figure, or roughly $15,168 across a full year. A household on the local median income would put about 15.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.6×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 73.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 97321 in context

How 97321 sits inside Linn County and Oregon.

ZIP 97321 is tabulated inside Linn County, Oregon, one of 17 ZIP areas the Census publishes for that county and 428 across Oregon. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 97321 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 97321 reports a median household income of $95,687, 9% above the $87,747 county median, and 34% above the $71,485 typical OR ZIP. Owner-occupied homes are valued at a median of $442,400, 22% above the county figure and 15% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,264 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oregon charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 97321.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 97321 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 97321

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Oregon levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
4.6×Home value ÷ household income
Est. mortgage
$2,296/mo20% down, 30-yr at 6.75%
Poverty rate
9.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 97321 compares

ZIP 97321 against the median ZIP in Linn County and across Oregon.

MeasureZIP 97321County medianState medianvs state
Median household income$95,687$87,747$71,485+34%
Median home value$442,400$362,200$385,100+15%
Median gross rent$1,264$1,218$1,183+7%
Population30,9962,3622,452+1164%

Medians are computed across the 17 ZIP areas in Linn County and the 428 ZIP areas in Oregon.

Statewide rank

Where this ZIP places among all 428 Oregon ZIP areas.

Income

richer than 80% of 385 state ZIPs

#78
Home value

above 65% of 379 state ZIPs

#133
Population

larger than 88% of 428 state ZIPs

#53

Comparable ZIP codes

Oregon ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
97213Multnomah County$95,801$609,100$1,490
97868Umatilla County$95,893$190,300$979
97056Columbia County$95,351$437,500$1,612
97530Jackson County$95,300$541,400$1,657
97080Multnomah County$96,218$485,000$1,596
97132Yamhill County$95,150$498,500$1,567

Nearby ZIP codes

Other ZIP codes filed under Linn County.

Adjacent ZIP Codes

Other ZIP codes in Linn County, Oregon.

ZIP 97321 questions

Common questions about this ZIP code.

Where is ZIP code 97321?
ZIP 97321 lies mostly in Linn County, Oregon. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 97321?
Oregon charges 0% statewide.
Is 97321 expensive to live in?
Median rent runs $1,264 a month, about 16% of median household income, and the median home is worth $442,400 — +15% against the typical Oregon ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 97321, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.