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Yamhill County · Oregon

ZIP code 97127

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 97127 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,428

ZCTA residents

Median income
$96,419

Household, past 12 months

Median home
$383,000

Owner-occupied value

Sales tax
0%

Oregon state rate

Quick answer

ZIP 97127 sits in Yamhill County, Oregon and is home to 4,428 people. Median household income is $96,419, the median home is worth $383,000 and median gross rent is $1,144. 89.1% of households own their home, and purchases are taxed at 0% (Oregon state rate).

County
Yamhill County

FIPS 41071

State
Oregon (OR)

428 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 97127

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,428ZIP 97127 residents
Median household income
$96,419Past 12 months, inflation adjusted
Median home value
$383,000Owner-occupied units
Median gross rent
$1,144Rent plus utilities, monthly
Median age
34.2 yrsAll residents
Homeownership rate
89.1%Owner-occupied households

ZIP 97127 in context

How this area compares with national benchmarks.

ZIP 97127 is a small town in Yamhill County, Oregon, with 4,428 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #173 of 428 ranked by population — larger than 59% of them. The median age here is 34.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 97127 earn a median of $96,419 a year, 22.8% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 5.8% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 97127 is valued at $383,000, 26.2% above the national figure, while median gross rent runs $1,144 a month, 18.6% below the national figure, or roughly $13,728 across a full year. A household on the local median income would put about 14.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 89.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 97127 in context

How 97127 sits inside Yamhill County and Oregon.

ZIP 97127 is tabulated inside Yamhill County, Oregon, one of 11 ZIP areas the Census publishes for that county and 428 across Oregon. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 97127 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 97127 reports a median household income of $96,419, close to the $95,121 county median, and 35% above the $71,485 typical OR ZIP. Owner-occupied homes are valued at a median of $383,000, 16% below the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,144 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oregon charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 97127.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 97127 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 97127

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Oregon levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
4.0×Home value ÷ household income
Est. mortgage
$1,987/mo20% down, 30-yr at 6.75%
Poverty rate
5.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 97127 compares

ZIP 97127 against the median ZIP in Yamhill County and across Oregon.

MeasureZIP 97127County medianState medianvs state
Median household income$96,419$95,121$71,485+35%
Median home value$383,000$455,000$385,100-1%
Median gross rent$1,144$1,295$1,183-3%
Population4,4284,2852,452+81%

Medians are computed across the 11 ZIP areas in Yamhill County and the 428 ZIP areas in Oregon.

Statewide rank

Where this ZIP places among all 428 Oregon ZIP areas.

Income

richer than 81% of 385 state ZIPs

#74
Home value

above 49% of 379 state ZIPs

#193
Population

larger than 60% of 428 state ZIPs

#173

Comparable ZIP codes

Oregon ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
97011Clackamas County$96,486$585,700—
97454Lane County$96,488$422,200$994
97080Multnomah County$96,218$485,000$1,596
97868Umatilla County$95,893$190,300$979
97003Washington County$96,962$458,200$1,925
97213Multnomah County$95,801$609,100$1,490

Nearby ZIP codes

Other ZIP codes filed under Yamhill County.

Adjacent ZIP Codes

Other ZIP codes in Yamhill County, Oregon.

ZIP 97127 questions

Common questions about this ZIP code.

Where is ZIP code 97127?
ZIP 97127 lies mostly in Yamhill County, Oregon. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 97127?
Oregon charges 0% statewide.
Is 97127 expensive to live in?
Median rent runs $1,144 a month, about 14% of median household income, and the median home is worth $383,000 — -1% against the typical Oregon ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 97127, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.