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ZipNumbers

New Hanover County · North Carolina

ZIP code 28409

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 28409 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
35,013

ZCTA residents

Median income
$108,241

Household, past 12 months

Median home
$382,900

Owner-occupied value

Sales tax
4.75%

North Carolina state rate

Quick answer

ZIP 28409 sits in New Hanover County, North Carolina and is home to 35,013 people. Median household income is $108,241, the median home is worth $382,900 and median gross rent is $1,445. 83.8% of households own their home, and purchases are taxed at 4.75% (North Carolina state rate).

County
New Hanover County

FIPS 37129

State
North Carolina (NC)

853 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 28409

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
35,013ZIP 28409 residents
Median household income
$108,241Past 12 months, inflation adjusted
Median home value
$382,900Owner-occupied units
Median gross rent
$1,445Rent plus utilities, monthly
Median age
42.9 yrsAll residents
Homeownership rate
83.8%Owner-occupied households

Sales tax in 28409

What a purchase inside this ZIP costs at checkout.

Rate applied
4.75%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$48Before any exemptions

North Carolina levies 4.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$1,987/mo20% down, 30-yr at 6.75%
Poverty rate
4.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 28409 compares

ZIP 28409 against the median ZIP in New Hanover County and across North Carolina.

MeasureZIP 28409County medianState medianvs state
Median household income$108,241$80,465$62,646+73%
Median home value$382,900$353,100$203,100+89%
Median gross rent$1,445$1,381$941+54%
Population35,01328,4175,300+561%

Medians are computed across the 10 ZIP areas in New Hanover County and the 853 ZIP areas in North Carolina.

Statewide rank

Where this ZIP places among all 853 North Carolina ZIP areas.

Income

richer than 94% of 766 state ZIPs

#46
Home value

above 88% of 763 state ZIPs

#88
Population

larger than 88% of 853 state ZIPs

#101

Comparable ZIP codes

North Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
28616Avery County$107,292$222,500
27503Durham County$107,173$369,300
28117Iredell County$109,310$567,200$1,593
27615Wake County$107,051$441,100$1,533
27949Dare County$109,443$600,700$1,364
27958Currituck County$109,634$380,600$1,138

Nearby ZIP codes

Other ZIP codes filed under New Hanover County.

ZIP 28409 questions

Common questions about this ZIP code.

Where is ZIP code 28409?
ZIP 28409 lies mostly in New Hanover County, North Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 28409?
North Carolina charges 4.75% statewide, plus any county, city or district rate that applies locally.
Is 28409 expensive to live in?
Median rent runs $1,445 a month, about 16% of median household income, and the median home is worth $382,900+89% against the typical North Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 28409, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.